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18 Emerald Dr, Fredericksburg, VA 22406 Property Records

Stafford County property record for 18 Emerald Dr, Fredericksburg, VA 22406

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,772 sqft · built 1998
Lot Size0.162 acres (7,069 sqft)
OwnerIndividual Name on Record
Last Sale$525,000 (Sep 2025)
Tax Bill$4,003 (2025)
Deeds & MortgagesSep 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN44R-1A-121

Property Details

APN / Parcel Number

Primary APN44R-1A-121
Alternative APNs
  • 044R 1A 121
  • 26996

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area2,772 sqft Living Area
Gross Area3,655 sqft
Basement Area1,023 sqft
Finished Basement560 sqft
Unfinished Basement463 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area7,069 sqft (0.162 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
Deck Area170 sqft
Patio Area170 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account Number26996
Street Address18 EMERALD DR
CityFREDERICKSBURG
StateVA
Zip22406-7223
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionLOT 121 SEC 1A 7070 SQFT STAFFORD LAKES VILLAGE
Legal SubdivisionSTAFFORD LAKES VILLAGE SEC 1A
Legal Block1
Legal Lot Number121
JurisdictionSTAFFORD VA
Township / Civil DivisionHARTWOOD
Census Block Group1
Census Block1003
Census Tract10307

Owner

Source: Stafford County records, as of March 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address18 EMERALD DR, FREDERICKSBURG, VA 22406-7223
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 12, 2025 · Amount on Record
Deed SaleSep 12, 2025 · Amount on Record
Deed Document Number202512012
Prior Transfer DateJul 30, 2016
Prior Transfer Doc0000013396
Record UpdatedJun 8, 2026

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTAFFORD VA
Recording DateSep 12, 2025
Property Address18 EMERALD DR, FREDERICKSBURG, VA 22406-7223
Document Number0250012012
Map ReferenceDOC 960010384
Instrument DateSep 8, 2025
Instrument250012012
Transaction TypeTransfer
Record UpdatedApr 3, 2026
Title CompanyREPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$262.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address18 EMERALD DR, FREDERICKSBURG, VA 22406-7223

Mortgage

Document Number0250012013
DateSep 12, 2025
Instrument250012013
Lender
NameFIRST HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2055

Tax Assessment & Valuation

Source: Stafford County assessment roll, as of August 25, 2025

Property Jurisdictions

TypeName
StateVirginia
CountyStafford County
Unified School DistrictStafford County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,003.00 (+3.3%)$427,400 (+12.56%) Land $130,000 Building $297,400$427,400 (+12.56%) Land $130,000 Building $297,400
2024$3,875.00 (+8%)
2023$3,588.00 (+20.69%)$379,700 Land $120,000 Building $259,700$379,700 Land $120,000 Building $259,700
2021$2,973.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTAFFORD COUNTY UTILITIES
serves 123,684 people · EPA ID VA6179100
Water SourceSurface water
Last State InspectionNov 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000
Cox Communications
Cable		2,000 / 100
Verizon
Fixed Wireless		300 / 20

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