18 Elm St, Darien, CT 06820 Property Records

Darien Town property record for 18 Elm St, Darien, CT 06820

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,449 sqft · built 1946
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on Record
Last Sale	$950,000 (Apr 2023)
Tax Bill	$8,722 (2025)
Deeds & Mortgages	Jul 2022 Refinance Apr 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`DARI M:21 B:65`

Property Details

APN / Parcel Number

Primary APN	`DARI M:21 B:65`
Alternative APN	`7217`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,449 sqft Living Area
1st Floor Area	814 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Effective Year Built	Effective 2008
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	7217
Street Address	18 ELM ST
City	DARIEN
State	CT
Zip	06820-4210
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R13
Legal Block	65
Jurisdiction	DARIEN CT
Township / Civil Division	DARIEN
Census Block Group	1
Census Block	1019
Census Tract	30500

Owner

Source: Darien Town records, as of June 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18 ELM ST, DARIEN, CT 06820-4210
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK
Apr 18, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage SAVINGS BANK OF DANBURY
May 24, 2017	Warranty Deed, Transfer CITIBANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 18, 2023 · Amount on Record
Deed Sale	Apr 18, 2023 · Amount on Record
Prior Sale	May 24, 2017 · Amount on Record
Deed Document Number	2023573
Deed Book / Page	1752 / 822
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARIEN CT
Property Address	18 ELM ST, DARIEN, CT 06820-4210
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001744-529
Date	Jul 11, 2022
Book Page	1744/529

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Aug 1, 2047

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARIEN CT
Recording Date	Apr 18, 2023
Property Address	18 ELM ST, DARIEN, CT 06820-4210
Document Number	001752-822
Book / Page	1752 / 822
Instrument Date	Apr 17, 2023
Instrument	573
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	170 S 33RD ST, BOULDER, CO 80305-3426
Investor	Possibly a Property Investor

Mortgage

Document Number	0001752825
Date	Apr 18, 2023
Instrument	1752/825

Lender

Name	SAVINGS BANK OF DANBURY
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARIEN CT
Recording Date	May 24, 2017
Property Address	18 ELM ST, DARIEN, CT 06820-4210
Document Number	1613-636
Book / Page	1613 / 636
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$67.15
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	16130638
Date	May 24, 2017
Instrument	01613/0638

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 24, 2047

Tax Assessment & Valuation

Source: Darien Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Darien Town
Unified School District	Darien School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,722.00	$563,430 (+17.06%) Land $397,180 Building $166,250	$394,401 Land $278,026 Building $116,375
2024	$8,722.00 (+2.9%)
2023	$8,476.00 (+2.21%)	$481,320 (-) Land $378,280 Building $103,040
2022	$8,293.00	$481,320 Land $378,280 Building $103,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION-EASTERN FAIRFIELD COUNTY private · serves 351,756 people · EPA ID CT0150011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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