18 Elm St, Clinton, CT 06413 Property Records

Clinton Town property record for 18 Elm St, Clinton, CT 06413

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 866 sqft · built 1948
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (Jul 2021)
Tax Bill	$2,965 (2025)
Deeds & Mortgages	Oct 2023 Refinance Jul 2021 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`G0213300`

Property Details

APN / Parcel Number

Primary APN	`G0213300`
Alternative APNs	`CLIN M:85 B:69 L:39` `CLTN M:85 B:69 L:39`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	866 sqft Living Area
Gross Area	966 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1998
Architectural Style	Ranch
Exterior Material	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,841 sqft (0.18 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	G0213300
Street Address	18 ELM ST
City	CLINTON
State	CT
Zip	06413-2236
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	69
Legal Lot Number	39
Jurisdiction	CLINTON CT
Township / Civil Division	CLINTON
Census Block Group	4
Census Block	4009
Census Tract	610200

Owner

18 Elm St is owned and occupied by an individual who bought it in July 2021.

Source: Clinton Town records, as of June 29, 2026

Owner of Record	Individual Name on File
Mailing Address	18 ELM ST, CLINTON, CT 06413-2236
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance KEY BANK NA
Jul 26, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE INC
Sep 24, 2018	Deed of Trust, Mortgage · Conventional Mortgage SACHEM CAP CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 26, 2021 · Amount on File
Deed Sale	Jul 26, 2021 · Amount on File
Prior Sale	Dec 11, 1998 · Amount on File
Deed Document Number	20211644020003
Deed Book / Page	535 / 487
Transfer Doc	486-1042
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON CT
Property Address	18 ELM ST, CLINTON, CT 06413-2236
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000552-605
Date	Oct 10, 2023
Book Page	552/605
Instrument	1697780010

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	Nov 1, 2048

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON CT
Recording Date	Jul 26, 2021
Property Address	18 ELM ST, CLINTON, CT 06413-2236
Document Number	000535-487
Book / Page	535 / 487
Instrument Date	Jul 23, 2021
Instrument	1644020003
Transaction Type	Transfer
Record Updated	Apr 24, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 ELM ST, CLINTON, CT 06413-2236
Investor	Possibly a Property Investor

Mortgage

Document Number	1644030015
Date	Jul 26, 2021
Instrument	1644030015

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON CT
Property Address	18 ELM ST, CLINTON, CT 06413-2236
Document Number	509-1146
Instrument Date	Sep 24, 2018
Transaction Type	Mortgage
Record Updated	Jan 16, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 ELM ST CLINTON CT 06413, CLINTON, CT 06413

Mortgage

Document Number	509-1146
Date	Sep 26, 2018
Book Page	000509/001146
Instrument	1565080020

Lender

Name	SACHEM CAP CORP

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 18 Elm St was $2,965.

Source: Clinton Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Clinton Town
Unified School District	Clinton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,965.00	$95,200 Land $40,400 Building $54,800	$66,640 Land $28,280 Building $38,360
2024	$2,965.00 (+4.4%)
2023	$2,840.00	$95,200 (-) Land $40,400 Building $54,800
2022	$2,840.00	$95,200 Land $40,400 Building $54,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 18 Elm St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 18 Elm St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 86% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - SHORELINE REGION-GUILFORD SYSTEM private · serves 33,975 people · EPA ID CT0608011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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