18 Elderberry Ln, Valley Stream, NY 11581 Property Records

Nassau County and Hempstead Town property record for 18 Elderberry Ln, Valley Stream, NY 11581

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,615 sqft · built 1961
Lot Size0.137 acres (5,985 sqft)
OwnerIndividual Name on Record
Last Sale$365,000 (Dec 2010)
Tax Bill$12,156 (2025)
Deeds & MortgagesApr 2022 Mortgage
Aug 2017 Loan Modification
+ 1 more
Flood ZoneZone X (moderate risk)
APN39-495-00-0028

Property Details

APN / Parcel Number

Primary APN39-495-00-0028
Alternative APNs
  • 2089-39-495-00-0028-0
  • 39495000028000000000
  • 282089 39.-495-28
  • 39495 00280

Interior

Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,615 sqft Living Area
Gross Area1,875 sqft
1st Floor Area1,046 sqft
Basement Area60 sqft

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1961
Architectural StyleRanch
Exterior MaterialFrame
Construction TypeFrame
Foundation TypeConcrete
Roof MaterialOther
Lot Area5,985 sqft (0.137 acres)
Lot Dimensions95 ft deep x 63 ft wide
Garage TypeAttached
Garage Area200 sqft
Parking Spaces1 Parking Space
Balcony Area20 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number39495 00280
Street Address18 ELDERBERRY LN
CityVALLEY STREAM
StateNY
Zip11581-1739
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTOWN #1 SCH DIST 030
Legal Block495
Legal Lot Number28
JurisdictionNASSAU NY
Township / Civil DivisionHEMPSTEAD
Census Block Group2
Census Block2000
Census Tract410900

Owner

Source: Nassau County and Hempstead Town records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address18 ELDERBERRY LN, VALLEY STREAM, NY 11581-1739
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 21, 2022Deed of Trust, Mortgage · FHA Mortgage
JPMORGAN CHASE BANK NA
Aug 31, 2017Loan Modification, Mortgage · FHA Mortgage
WELLS FARGO BK
Aug 31, 2017Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 10, 2010 · Amount on Record
Deed SaleDec 10, 2010 · Amount on Record
Deed Document Number2010644
Deed Book / Page12677 / 77
Record UpdatedOct 29, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU NY
Property Address18 ELDERBERRY LN, VALLEY STREAM, NY 11581-1739
Transaction TypeMortgage
Record UpdatedMay 3, 2022
Title CompanyTITLEVEST AGENCY INC, TITLEVEST AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address18 ELDERBERRY LN, VALLEY STREAM, NY 11581-1739

Mortgage

Document NumberM465550218
DateApr 21, 2022
Book PageM46555/218
Instrument2022-47519
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2052

August 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionNASSAU NY
Property Address18 ELDERBERRY LN, VALLEY STREAM, NY 11581-1739
Document Number0424660045
Instrument DateAug 31, 2017
Transaction TypeMortgage
Record UpdatedJan 11, 2019
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE & ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name
Address18 ELDERBERRY LN VALLEY STREAM NY 115811739, VALLEY STREAM, NY 11581-1739

Mortgage

Document Number0424660045
DateOct 26, 2017
Book Page042466/000045
Instrument107188
Lender
NameWELLS FARGO BK
TypeBank
AddressFORT MILL, SC 29715
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 25, 2047
Interest
Rate TypeAdjustable Rate
Rate4.25%

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU NY
Property Address18 ELDERBERRY LN, VALLEY STREAM, NY 11581-1739
Document Number0424130453
Instrument DateAug 31, 2017
Transaction TypeMortgage
Record UpdatedOct 25, 2017
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
Address18 ELDERBERRY LN VALLEY STREAM NY 115811739, VALLEY STREAM, NY 11581-1739

Mortgage

Document Number0424130453
DateSep 29, 2017
Book Page042413/000453
Instrument97980
Lender
NameHUD-HOUSING/URBAN DEV
AddressWASHINGTON, DC 20410-8000
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 28, 2047

Tax Assessment & Valuation

Source: Nassau County and Hempstead Town assessment roll, as of June 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyNassau County
County SubdivisionHempstead Town
Elementary School DistrictValley Stream Union Free School District 30 (PK - 06)
Secondary School DistrictValley Stream Central High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$532 (-) Land $216 Building $316$532,000 (-)
2025$12,156.00 (-0.1%)
2023$12,168.00 Homeowner's exemption$532 Land $216 Building $316$532,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 130 policies
Nearby Flood Policies130 in force
Nearby Flood Claims202 (1978–2024)
Claims Outside the SFHA123 of 202
Most Recent ClaimJan 2024 · tidal / storm surge
Claims by Event
  • Severe Storm And Flooding, Sep 2023 · 15 claims
  • Hurricane Sandy, Oct 2012 · 124 claims
  • Hurricane Irene, Aug 2011 · 27 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLIBERTY UTILITIES NEW YORK - LYNBROOK
private · serves 220,000 people · EPA ID NY2902835
Water SourceGroundwater
Last State InspectionJul 2023
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 644 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

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