18 el Potrero, Carmel Valley, CA 93924 Property Records

Monterey County property record for 18 el Potrero, Carmel Valley, CA 93924

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,588 sqft · built 1969
Lot Size	0.242 acres (10,533 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,220,000 (Nov 2023)
Tax Bill	$13,276 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Mar 2021 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`189-462-008-000`

Property Details

APN / Parcel Number

Primary APN	`189-462-008-000`
Alternative APN	`189-462-008`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,588 sqft Living Area
1st Floor Area	1,588 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Custom Design
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Flat
Roof Material	Tar & Gravel
Lot Area	10,533 sqft (0.242 acres)
Garage Area	297 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	189-462-008
Street Address	18 EL POTRERO
City	CARMEL VALLEY
State	CA
Zip	93924-9739
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MP OF ROBLES DEL RIO CARMELO SUB 1 PORS OF LOTS 38 & 40 AS DESC IN R655 PG 72
Legal Subdivision	MP OF ROBLES DEL RIO CARMELO SUB 1
Legal Lot Number	38,40
Jurisdiction	MONTEREY CA
Township / Civil Division	CARMEL VALLEY
Census Block Group	3
Census Block	3012
Census Tract	11001

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18 EL POTRERO, CARMEL VALLEY, CA 93924-9739
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2023	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Mar 15, 2021	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Dec 18, 2020	Deed of Trust, Mortgage STAR ONE CU
Aug 19, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FLAGSTAR BANK FSB
Feb 14, 2018	Deed of Trust, Mortgage · VA Mortgage AMRES CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 2, 2023 · Amount on Record
Deed Sale	Nov 2, 2023 · Amount on Record
Prior Sale	May 30, 2014 · Amount on Record
Deed Document Number	202338638
Prior Transfer Date	Jul 13, 2012
Prior Transfer Doc	0000041331
Record Updated	Oct 29, 2026

November 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Nov 2, 2023
Property Address	18 EL POTRERO, CARMEL VALLEY, CA 93924-9739
Document Number	0000038638
Instrument Date	Oct 26, 2023
Instrument	2023038638
Transaction Type	Transfer
Record Updated	Nov 16, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	18 EL POTRERO, CARMEL VALLEY, CA 93924-9739

Mortgage

Document Number	0000038639
Date	Nov 2, 2023
Instrument	2023038639

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2053

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	18 EL POTRERO, CARMEL VALLEY, CA 93924-9739
Transaction Type	Mortgage
Record Updated	Mar 24, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 EL POTRERO, CARMEL VALLEY, CA 93924-9739

Mortgage

Document Number	0000018771
Date	Mar 15, 2021
Instrument	2021018771

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89052

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 1, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	18 EL POTRERO, CARMEL VALLEY, CA 93924-9739
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 EL POTRERO, CARMEL VALLEY, CA 93924-9739

Mortgage

Document Number	0000075801
Date	Dec 18, 2020
Instrument	2020075801

Lender

Name	STAR ONE CU
Type	Credit Union
Address	SUNNYVALE, CA 94088

Agreement

Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2036

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	18 EL POTRERO, CARMEL VALLEY, CA 93924-9739
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035295
Date	Aug 19, 2019
Instrument	2019035295

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2039

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	18 EL POTRERO, CARMEL VALLEY, CA 93924-9739
Document Number	0000007168
Instrument Date	Feb 14, 2018
Transaction Type	Mortgage
Record Updated	Mar 7, 2018
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	18 EL POTRERO CARMEL VALLEY CA 939249739, CARMEL VALLEY, CA 93924-9739

Mortgage

Document Number	0000007168
Date	Feb 21, 2018
Instrument	7168

Lender

Name	AMRES CORP
Address	FEASTERVILLE TREVOSE, PA 19053

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 20, 2048

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Unified School District	Carmel Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,269,288 (+2%) Land $624,240 Building $645,048
2025	$13,276.00 (+36.84%)	$1,244,400 (+37.99%) Land $612,000 Building $632,400
2023	$9,702.00 (+23.59%) Homeowner's exemption	$901,787 Land $412,388 Building $489,399
2022	$7,850.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	6 (1995–2023)
Most Recent Claim	Feb 2023 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 49% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Razzolink Fixed Wireless	500 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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