18 el Cajon, #20, Irvine, CA 92602 Property Records

Orange County property record for 18 el Cajon, #20, Irvine, CA 92602

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,455 sqft · built 2001
Owner	Individual Name on Record
Last Sale	$755,000 (Mar 2022)
Tax Bill	$9,217 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit Sep 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`938-372-28`

Property Details

APN / Parcel Number

Primary APN	`938-372-28`
Alternative APN	`530-851-01`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,455 sqft Living Area

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Condo/Apartment
Garage Area	431 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	18 EL CAJON, 20
City	IRVINE
State	CA
Zip	92602-0949
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	N TR 15977 BLK LOT 2 UN 20 TRACT 15977, LOT 2 OF PROJECT 938-37 LOCATED ON
Legal Subdivision	MONTEREY AT NORTHPARK
Legal Tract	15977
Legal Lot Number	2
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	4
Census Block	4001
Census Tract	52435

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	18 EL CAJON, 20, IRVINE, CA 92602-0949
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2024	Deed of Trust, Mortgage · Line of Credit ABC MAX INC
Sep 29, 2022	Deed of Trust, Mortgage · Line of Credit ABC MAX INC
Mar 14, 2022	Intrafamily Transfer, Transfer FIDELITY NATIONAL TITLE
Mar 14, 2022	Grant Deed, Transfer · Conventional Mortgage PMAC LENDING SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 14, 2022 · Amount on Record
Deed Sale	Mar 14, 2022 · Amount on Record
Prior Sale	Jul 30, 2010 · Amount on Record
Deed Document Number	202299221
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	18 EL CAJON # 20, 20, IRVINE, CA 92602-0949
Transaction Type	Mortgage
Record Updated	Feb 22, 2024
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 SPOKE, IRVINE, CA 92618-1028

Mortgage

Document Number	0000030254
Date	Feb 9, 2024
Instrument	2024000030254

Lender

Name	ABC MAX INC
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	18 EL CAJON # 20, 20, IRVINE, CA 92602-0949
Transaction Type	Mortgage
Record Updated	Oct 11, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 EL CAJON 20, 20, IRVINE, CA 92602-0949

Mortgage

Document Number	0000320881
Date	Sep 29, 2022
Instrument	2022000320881

Lender

Name	ABC MAX INC
Type	Non-Lending Institution
Address	SAN FRANCISCO, CA 94122

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Mar 14, 2022
Property Address	18 EL CAJON # 20, 20, IRVINE, CA 92602-0949
Document Number	0000099220
Map Reference	MB 813 PG 43-45
Instrument Date	Mar 3, 2022
Instrument	2022000099220
Transaction Type	Transfer
Record Updated	Mar 29, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 BONSALL, IRVINE, CA 92602-0950

March 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Mar 14, 2022
Property Address	18 EL CAJON # 20, 20, IRVINE, CA 92602-0949
Document Number	0000099221
Map Reference	MB 813 PG 43-45
Instrument Date	Mar 3, 2022
Instrument	2022000099221
Transaction Type	Transfer
Record Updated	Mar 29, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL ORANGE CNT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 SPOKE, IRVINE, CA 92618-1028

Mortgage

Document Number	0000099222
Date	Mar 14, 2022
Instrument	2022000099222

Lender

Name	PMAC LENDING SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Apr 1, 2029
Change Frequency	Annually
Min Rate At Change	4.5%
Max Rate At Change	6.5%
Index	1-Year LIBOR
Max Rate	10.5%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Irvine City
Unified School District	Tustin Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$817,236 (+2%) Land $617,867 Building $199,369
2025	$9,217.00 (+4.6%)	$801,212 (+4.04%) Land $605,752 Building $195,460
2024	$8,812.00 (+2.01%)
2023	$8,638.00 (+39.55%)	$770,100 Land $582,229 Building $187,871
2022	$6,190.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 897 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cityside Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks, Google Fiber, Verizon.

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