Bay County property record for 18 E Townline Rd, Auburn, MI 48611
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,012 sqft · built 1968 |
| Lot Size | 1.14 acres (49,658 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $150,000 (Oct 2019) |
| Tax Bill | $710 (2026) |
| Deeds & Mortgages | Jul 2026 Mortgage Nov 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 100-006-100-090-00 |
| Primary APN | 100-006-100-090-00 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,012 sqft Living Area |
| 1st Floor Area | 1,012 sqft |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Ranch |
| Lot Area | 49,658 sqft (1.14 acres) |
| Lot Dimensions | 147 ft deep x 242 ft wide |
| Garage Area | 544 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 18 E TOWNLINE RD |
|---|---|
| City | AUBURN |
| State | MI |
| Zip | 48611-9739 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | N 180 FT OF W 275 FT OF N 1/2 OF NW FRL 1/4. SEC 6 T14N R4E |
| Legal Range | 04E |
| Legal Township | 14N |
| Legal Section | 06 |
| Jurisdiction | BAY MI |
| Township / Civil Division | MONITOR |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 285700 |
Source: Bay County records, as of July 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 40 E TOWNLINE RD, AUBURN, MI 48611-9739 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 6, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FINANCIAL PLUS CREDIT UNION |
| Nov 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WANIGAS CU |
| Oct 18, 2019 | Warranty Deed, Transfer · Conventional with PMI WANIGAS CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 18, 2019 · Amount on Record |
| Deed Sale | Oct 18, 2019 · Amount on Record |
| Prior Sale | Mar 7, 2014 · Amount on Record |
| Deed Document Number | 201914263 |
| Prior Transfer Date | Jun 1, 2010 |
| Prior Transfer Doc | 0027420084 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY MI |
| Recording Date | Jul 6, 2026 |
| Property Address | 18 E TOWNLINE RD, AUBURN, MI 48611-9739 |
| Document Number | 0000008823 |
| Instrument Date | Jun 29, 2026 |
| Instrument | 20268823 |
| Transaction Type | Mortgage |
| Record Updated | Jul 16, 2026 |
| Title Company | TRANSNATION TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 40 E TOWNLINE RD, 14, AUBURN, MI 48611-9739 |
| Document Number | 0000008823, |
|---|---|
| Date | Jul 6, 2026 |
| Instrument | 20268823 |
| Name | FINANCIAL PLUS CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 1, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY MI |
| Property Address | 18 E TOWNLINE RD, AUBURN, MI 48611-9739 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2022 |
| Title Company | SUPERIOR TITLE AND SETTLEMENT AGENCY, SUPERIOR TTL & STLMT AGCY LL |
| Name | Verified Name |
|---|
| Document Number | 0000019041 |
|---|---|
| Date | Nov 10, 2021 |
| Instrument | 202119041 |
| Name | WANIGAS CU |
|---|---|
| Type | Credit Union |
| Address | SAGINAW, MI 48603 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY MI |
| Recording Date | Oct 18, 2019 |
| Property Address | 18 E TOWNLINE RD, AUBURN, MI 48611-9739 |
| Document Number | 0000014263 |
| Instrument Date | Oct 11, 2019 |
| Instrument | 14263 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,290.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3343 MADELINE DR BAY CITY MI 487063493, BAY CITY, MI 48706-3493 |
| Document Number | 14264 |
|---|---|
| Date | Oct 18, 2019 |
| Instrument | 14264 |
| Name | WANIGAS CU |
|---|---|
| Address | SAGINAW, MI 48603 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 17, 2049 |
Source: Bay County assessment roll, as of May 18, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Bay County |
| County Subdivision | Monitor Charter Township |
| Unified School District | Bay City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $710.00 (+243%) Homeowner's exemption | $16,100 (+14.18%) | $32,200 (+14.18%) |
| 2025 | $207.00 Homeowner's exemption | $14,100 (-12.96%) | $28,200 (-12.96%) |
| 2023 | $16,200 | $32,400 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1996–2017) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jun 2017 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Starlink Satellite | 280 / 30 |
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