18 E Payne St, Lancaster, NY 14086 Property Records

Erie County and Lancaster Town property record for 18 E Payne St, Lancaster, NY 14086

Property Summary

Property Type	Duplex
Details	2 bd · 2 ba · 1,766 sqft · built 1953
Lot Size	0.28 acres (12,150 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,598 (2025)
Deeds & Mortgages	Apr 2026 Transfer
Flood Zone	Zone X (minimal risk)
APN	`145203 115.08-1-18`

Property Details

APN / Parcel Number

Primary APN	`145203 115.08-1-18`
Alternative APN	`52031150800001018000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,766 sqft Total Area
1st Floor Area	1,766 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	12,150 sqft (0.28 acres)
Lot Dimensions	135 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	99 sqft
Patio Area	250 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	18 E PAYNE ST
City	LANCASTER
State	NY
Zip	14086-2517
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R1
Legal Description	SC10 592 10 11 12 9O X 135
Legal Subdivision	HOLLAND LAND COMPANYS SURVEY
Legal Block	1
Legal Lot Number	18.000
Jurisdiction	ERIE NY
Township / Civil Division	LANCASTER
Census Block Group	4
Census Block	4007
Census Tract	14300

Owner

Source: Erie County and Lancaster Town records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18 E PAYNE ST, LANCASTER, NY 14086-2517
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 22, 2026
Transfer Doc	0114600219
Record Updated	Sep 20, 2026

April 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ERIE NY
Recording Date	Apr 24, 2026
Property Address	18 E PAYNE ST, LANCASTER, NY 14086-2517
Document Number	0114600219
Book / Page	11460 / 219
Instrument Date	Apr 22, 2026
Instrument	202676495
Transaction Type	Transfer
Record Updated	Jul 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	18 E PAYNE ST, LANCASTER, NY 14086-2517

Tax Assessment & Valuation

Source: Erie County and Lancaster Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Lancaster Town
Municipality	Lancaster Village
Unified School District	Lancaster Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,598.00 (-19.87%)	$160,000 (-) Land $43,900 Building $116,100	$250,000 (+12.51%) Land $68,594 Building $181,406
2024	$5,738.00 Homeowner's exemption	$160,000 (-) Land $43,900 Building $116,100	$222,200 (+4.17%) Land $60,966 Building $161,234
2023	Homeowner's exemption Senior Citizen's exemption	$160,000 Land $43,900 Building $116,100	$213,300 Land $58,524 Building $154,776

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 95% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ECWA DIRECT public/private · serves 313,380 people · EPA ID NY1400443
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20