18 E Main St, Stony Point, NY 10980 Property Records

Rockland County and Stony Point Town property record for 18 E Main St, Stony Point, NY 10980

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,113 sqft · built 1952
Lot Size0.22 acres (9,583 sqft)
Owner2 Individual Names on Record
Last Sale$585,000 (Dec 2025)
Tax Bill$11,819 (2024)
Deeds & MortgagesDec 2025 Sale & Mortgage
Apr 2020 Transfer
Flood ZoneZone X (minimal risk)
APN392800 20.8-1-60

Property Details

APN / Parcel Number

Primary APN392800 20.8-1-60
Alternative APNs
  • 392800-020-008-0001-060-000-000
  • 280002000800010600000000
  • 392800 20.08-1-60
  • 0003880

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,113 sqft Living Area
Gross Area1,487 sqft
1st Floor Area1,113 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Architectural StyleRanch
Exterior MaterialWood
Lot Area9,583 sqft (0.22 acres)
Garage TypeAttached
Garage Area374 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemHVAC
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0003880
Street Address18 E MAIN ST
CitySTONY POINT
StateNY
Zip10980-1645
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description22/16-4
Legal Block1
Legal Lot Number60.0
JurisdictionROCKLAND NY
Township / Civil DivisionSTONY POINT
Census Block Group3
Census Block3010
Census Tract10200

Owner

Source: Rockland County and Stony Point Town records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address254 BRADLEY AVE, BERGENFIELD, NJ 07621-2229
OccupancyOwner Occupied
Owner TypeIndividual
VestingHis Wife

Deeds, Mortgages & Sale History

DateDocument
Dec 15, 2025Bargain and Sale Deed, Transfer · FHA Mortgage
LUMINATE BANK
Apr 21, 2020Quit Claim Deed, Transfer
HUDSON UNITED TITLE SERVICES LLC, HUDSON UNITED TITLE SVCS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 15, 2025 · Amount on Record
Deed SaleDec 15, 2025 · Amount on Record
Prior SaleJul 18, 2006 · Amount on Record
Deed Document Number202538967
Prior Transfer DateApr 1, 2020
Prior Transfer Doc0000012006
Record UpdatedOct 29, 2026

December 2025: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionROCKLAND NY
Recording DateDec 15, 2025
Property Address18 E MAIN ST, STONY POINT, NY 10980-1645
Document Number0000038967
Instrument DateDec 10, 2025
Instrument2025-00038967
Transaction TypeTransfer
Record UpdatedJan 14, 2026
Title CompanyUNKNOWN, MTS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,340.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address18 E MAIN ST, STONY POINT, NY 10980-1645

Transferred To (Grantee/Buyer)

NameVerified Name
Address254 BRADLEY AVE, BERGENFIELD, NJ 07621-2229

Mortgage

Document Number0000038968
DateDec 15, 2025
Instrument2025-00038968
Lender
NameLUMINATE BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2056

April 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionROCKLAND NY
Recording DateApr 21, 2020
Property Address18 E MAIN ST, STONY POINT, NY 10980-1645
Document Number0000012006
Instrument DateApr 1, 2020
Instrument12006
Transaction TypeTransfer
Record UpdatedJun 1, 2020
Title CompanyHUDSON UNITED TITLE SERVICES LLC, HUDSON UNITED TITLE SVCS LLC

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address18 E MAIN ST STONY POINT NY 109801645, STONY POINT, NY 10980-1645

Tax Assessment & Valuation

Source: Rockland County and Stony Point Town assessment roll, as of May 16, 2025

Property Jurisdictions

TypeName
StateNew York
CountyRockland County
County SubdivisionStony Point Town
Unified School DistrictHaverstraw-Stony Point Central School District (North Rockland) (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$11,819.00 (-0.15%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$39,400 (-) Land $7,400 Building $32,000$404,933 (+0.51%)
2023$11,837.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$39,400 Land $7,400 Building $32,000$402,863 Land $75,665 Building $327,198

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Nearby Flood Policies16 in force
Nearby Flood Claims48 (1984–2023)
Claims Outside the SFHA4 of 48
Most Recent ClaimDec 2023 · rainfall accumulation
Claims by Event
  • Hurricane Sandy, Oct 2012 · 31 claims
  • Hurricane Irene, Aug 2011 · 8 claims
  • Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW YORK
private · serves 270,000 people · EPA ID NY4303673
Water SourceSurface water
Last State InspectionMar 2023
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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