18 E Main St, Belleville, IL 62220 Property Records

St. Clair County property record for 18 E Main St, Belleville, IL 62220

Property Summary

Property Type	Commercial
Details	2 ba · 1,675 sqft · built 1900
Lot Size	0.04 acres (1,742 sqft)
Owner	Company Name on File
Last Sale	$275,000 (Jul 2026)
Tax Bill	$5,899 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Jul 2026 Sale & Mortgage + 3 more
APN	`08-21-0-445-013`

Property Details

APN / Parcel Number

Primary APN	`08-21-0-445-013`

Interior

Full Baths	2 Baths
Building Area	1,675 sqft Base Area
1st Floor Area	1,675 sqft
Upper Floors Area	1,675 sqft
Attic	Attic
Attic Area	12 sqft
Basement Area	1,675 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1975
Exterior Material	Combination
Construction Type	Wood
Lot Area	1,742 sqft (0.04 acres)

Location & Zoning

Street Address	18 E MAIN ST
City	BELLEVILLE
State	IL
Zip	62220-1602
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	BELLEVILLE ORIGINALTOWN LOT/SEC-44-BLK/RG-C W 24 1/2FT OF N 68FT LOT 44C A02806565
Legal Subdivision	BELLEVILLE
Legal Block	445
Legal Lot Number	44C
Jurisdiction	ST CLAIR IL
Township / Civil Division	BELLEVILLE
Census Block Group	2
Census Block	2058
Census Tract	501700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Belleville Historic District listed 1976 · 73 contributing resources · NRIS 76002165

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

18 E Main St, a commercial property, is owned by a company that bought it in July 2026.

Source: St. Clair County records, as of September 21, 2026

Owner of Record	Company Name on File
Mailing Address	18 E MAIN ST, BELLEVILLE, IL 62220-1602
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2026	Deed of Trust, Mortgage · Commercial Mortgage FCB BANK
Jul 16, 2026	Warranty Deed, Transfer · Commercial Mortgage FCB BANK
Mar 1, 2024	Special Warranty Deed, Transfer · Commercial Mortgage TWIN VALLEY CAPITAL LLC
Dec 21, 2020	Deed of Trust, Construction Loan · Construction Mortgage FARMERS & MERCHANTS NAT'L BK/N
Jul 3, 2019	Loan Modification, Mortgage FCB BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2026 · Amount on File
Deed Sale	Jul 16, 2026 · Amount on File
Prior Sale	Mar 1, 2024 · Amount on File
Deed Document Number	20262889802
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Recording Date	Aug 27, 2026
Property Address	18 E MAIN ST, BELLEVILLE, IL 62220-1602
Document Number	0002894005
Instrument Date	Aug 26, 2026
Instrument	20262894005
Transaction Type	Mortgage
Record Updated	Sep 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002894005,
Date	Aug 27, 2026
Instrument	20262894005

Lender

Name	FCB BANK

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Jul 16, 2026
Property Address	18 E MAIN ST, BELLEVILLE, IL 62220-1602
Document Number	0002889802
Instrument Date	Jul 16, 2026
Instrument	20262889802
Transaction Type	Transfer
Record Updated	Aug 6, 2026
Title Company	TOWN AND COUNTRY TITLE GUARANTY, TOWN & COUNTRY TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$41,662.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 E MAIN ST, BELLEVILLE, IL 62220-1602

Mortgage

Date	Jul 16, 2026

Lender

Name	FCB BANK

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

March 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Mar 1, 2024
Property Address	18 E MAIN ST, BELLEVILLE, IL 62220-1602
Document Number	0A02806565
Map Reference	MB E PG 9
Instrument Date	Feb 28, 2024
Instrument	A02806565
Transaction Type	Transfer
Record Updated	Mar 15, 2024
Title Company	ILLINOIS TITLE AND ESCROW, ILLINOIS TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	18 E MAIN ST, BELLEVILLE, IL 62220-1602

Mortgage

Document Number	0A02806566
Date	Mar 1, 2024
Instrument	A02806566

Lender

Name	TWIN VALLEY CAPITAL LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Feb 28, 2025

December 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Recording Date	Dec 21, 2020
Property Address	18 E MAIN ST, BELLEVILLE, IL 62220-1602
Document Number	00A2680573
Instrument Date	Dec 18, 2020
Instrument	2680573
Transaction Type	Construction Loan
Record Updated	Feb 9, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 E MAIN ST BELLEVILLE IL 622201602, BELLEVILLE, IL 62220-1602

Mortgage

Document Number	00A2680573
Date	Dec 21, 2020
Instrument	2680573

Lender

Name	FARMERS & MERCHANTS NAT'L BK/N
Type	Bank
Address	MASCOUTAH, IL 62258

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	60 Months
Due	Dec 20, 2025

July 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST CLAIR IL
Property Address	18 E MAIN ST, BELLEVILLE, IL 62220-1602
Document Number	00A2619540
Instrument Date	Jul 3, 2019
Transaction Type	Mortgage
Record Updated	Dec 11, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	51 LEA DR FAIRVIEW HEIGHTS IL 622081204, FAIRVIEW HEIGHTS, IL 62208-1204

Mortgage

Document Number	00A2619540
Date	Jul 18, 2019
Instrument	2619540

Lender

Name	FCB BK
Type	Bank
Address	SWANSEA, IL 62226

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 18 E Main St was $5,899, up 3.8% from the year before.

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Belleville City
County	St. Clair County
Elementary School District	Belleville School District 118 (PK - 08)
Secondary School District	Belleville Township High School District 201 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,899.00 (+3.82%)	$68,545 (+6.08%) Land $4,146 Building $64,399	$205,635 (+6.08%) Land $12,438 Building $193,197
2024	$5,682.00	$64,616 Land $3,908 Building $60,708	$193,848 Land $11,724 Building $182,124
2022		$65,979 Land $3,448 Building $62,531	$197,937 Land $10,344 Building $187,593

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 18 E Main St; there have been 13 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force
Nearby Flood Claims	13 (1979–1996)
Claims Outside the SFHA	2 of 13
Most Recent Claim	Apr 1996 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Apr 1996 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 18 E Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-EAST ST LOUIS private · serves 131,368 people · EPA ID IL1635040
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: ClearWave, T-Mobile.

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