18 E Lake Ct, Columbia, SC 29209 Property Records

Richland County property record for 18 E Lake Ct, Columbia, SC 29209

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,400 sqft · built 1998
Lot Size	0.152 acres (6,644 sqft)
Owner	Individual Name on File
Last Sale	$102,500 (Jul 2011)
Tax Bill	$683 (2025)
Deeds & Mortgages	Oct 2020 Loan Modification Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16310-03-23`

Property Details

APN / Parcel Number

Primary APN	`16310-03-23`
Alternative APNs	`R16310-03-23` `01550896`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,400 sqft Heated Area
Gross Area	1,655 sqft
1st Floor Area	1,400 sqft
Utility Area	30 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,644 sqft (0.152 acres)
Porch	Patio
Porch Area	75 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01550896
Street Address	18 E LAKE CT
City	COLUMBIA
State	SC
Zip	29209-5704
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-2
Legal Description	LOT 161 45X120X61X116.6 #SU EAST LAKE PH I #PR 68-902 RB167-751 RB312-673
Legal Subdivision	EASTLAKE
Legal Lot Number	45,161
Jurisdiction	RICHLAND SC
Township / Civil Division	COLUMBIA
Census Block Group	2
Census Block	2006
Census Tract	11607

Owner

18 E Lake Ct is owned and occupied by an individual who bought it in July 2011.

Source: Richland County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	18 E LAKE CT, COLUMBIA, SC 29209-5704
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2020	Loan Modification, Mortgage · FHA Mortgage US BK
Sep 9, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 22, 2011 · Amount on File
Deed Sale	Jul 22, 2011 · Amount on File
Prior Sale	Apr 7, 2004 · Amount on File
Deed Document Number	201146871
Deed Book / Page	1696 / 1010
Record Updated	Oct 29, 2026

October 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	RICHLAND SC
Property Address	18 E LAKE CT, COLUMBIA, SC 29209-5704
Document Number	2537/0487
Instrument Date	Oct 1, 2020
Transaction Type	Mortgage
Record Updated	Dec 18, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 E LAKE CT COLUMBIA SC 292095704, COLUMBIA, SC 29209-5704

Mortgage

Document Number	2537/0487
Date	Oct 6, 2020
Book Page	002537/000487
Instrument	53314

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 5, 2050

Interest

Rate	3.5%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	18 E LAKE CT, COLUMBIA, SC 29209-5704
Document Number	2536/0113
Instrument Date	Sep 9, 2020
Transaction Type	Mortgage
Record Updated	Dec 22, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 E LAKE CT COLUMBIA SC 292095704, COLUMBIA, SC 29209-5704

Mortgage

Document Number	2536/0113
Date	Oct 4, 2020
Book Page	002536/000113
Instrument	52600

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 3, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 18 E Lake Ct was $683.

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Municipality	Columbia City
Unified School District	Richland School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$683.00	$95,400	$188,700 Land $26,300 Building $162,400
2023	$581.00	$3,320	$83,000
2021	$621.00	$3,320	$99,300 Land $19,300 Building $80,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 18 E Lake Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 18 E Lake Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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