18 E Jones St, Plano, IL 60545 Property Records

Kendall County property record for 18 E Jones St, Plano, IL 60545

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 756 sqft · built 1900
Lot Size	0.168 acres (7,328 sqft)
Owner	2 Individual Names on Record
Last Sale	$173,000 (Oct 2022)
Tax Bill	$3,818 (2024)
Deeds & Mortgages	Apr 2024 Mortgage Oct 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-27-208-004`

Property Details

APN / Parcel Number

Primary APN	`01-27-208-004`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	756 sqft Living Area
Gross Area	1,644 sqft
1st Floor Area	756 sqft
Basement Area	408 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Multi-Level
Exterior Material	Concrete
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,328 sqft (0.168 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	18 E JONES ST
City	PLANO
State	IL
Zip	60545-2043
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 1 BLK 76 HENNINGS SECOND ADDITION CITY OF PLANO
Legal Subdivision	HENNINGS SECOND ADDITION
Legal Block	76
Legal Lot Number	1
Jurisdiction	KENDALL IL
Township / Civil Division	LITTLE ROCK
Census Block Group	2
Census Block	2042
Census Tract	890501

Owner

Source: Kendall County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18 E JONES ST, PLANO, IL 60545-2043
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2024	Deed of Trust, Mortgage PENNYMAC LOAN SERVICES LLC
Oct 24, 2022	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Jun 13, 2022	Warranty Deed, Transfer · Conventional Mortgage MIDWEST COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 24, 2022 · Amount on Record
Deed Sale	Oct 24, 2022 · Amount on Record
Prior Sale	Jun 13, 2022 · Amount on Record
Deed Document Number	202217303
Prior Transfer Date	Nov 3, 2006
Prior Transfer Doc	0000036618
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	18 E JONES ST, PLANO, IL 60545-2043
Transaction Type	Mortgage
Record Updated	May 1, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 E JONES ST, PLANO, IL 60545-2043

Mortgage

Document Number	0000003910
Date	Apr 12, 2024
Instrument	202400003910

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	6101 CONDOR DR # 200, MOORPARK, CA 93021

Agreement

Amount	Amount Recorded
Term	480 Months
Due	Apr 1, 2064

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Oct 24, 2022
Property Address	18 E JONES ST, PLANO, IL 60545-2043
Document Number	0000017303
Instrument Date	Oct 14, 2022
Instrument	202200017303
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$173.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 72, AURORA, IL 60507-0072

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 E JONES ST, PLANO, IL 60545-2043

Mortgage

Document Number	0000017304
Date	Oct 24, 2022
Instrument	202200017304

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Fixed Rate
Rate	8.12%

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Jun 13, 2022
Property Address	18 E JONES ST, PLANO, IL 60545-2043
Document Number	0000010175
Instrument Date	May 24, 2022
Instrument	202200010175
Transaction Type	Transfer
Record Updated	Jun 27, 2022
Title Company	HEARTLAND TITLE COMPANY, WHEATLAND TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$107.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13550 WALKER RD, 13550, YORKVILLE, IL 60560-6099

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3517 BAILEY ST, PLANO, IL 60545-2070

Mortgage

Document Number	0000010176
Date	Jun 13, 2022
Instrument	202200010176

Lender

Name	MIDWEST COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Fixed Rate
Rate	5.62%

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Little Rock Township
Municipality	Plano City
Unified School District	Plano Community Unit School District 88 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$57,287 (+34.69%) Land $10,250 Building $47,037	$171,861 (+34.69%) Land $30,750 Building $141,111
2024	$3,818.00
2022		$42,532 Land $7,610 Building $34,922	$127,596 Land $22,830 Building $104,766

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLANO serves 12,600 people · EPA ID IL0930200
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	12 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon, Watch TV.

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