18 E Jefferson St, Franklin, IN 46131 Property Records

Johnson County property record for 18 E Jefferson St, Franklin, IN 46131

Property Summary

Property Type	Commercial
Details	5,040 sqft · built 1930
Lot Size	0.062 acres (2,701 sqft)
Owner	Company Name on Record
Last Sale	$800,000 (Oct 2026)
Tax Bill	$3,662 (2025)
Deeds & Mortgages	Oct 2026 Line of Credit Jun 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`51001433003/00`

Property Details

APN / Parcel Number

Primary APN	`51001433003/00`
Alternative APNs	`41-08-14-043-031.000-009` `00001088613`

Interior

Stories	2 Stories
Building Area	5,040 sqft Total Area
1st Floor Area	5,040 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1975
Construction Type	Wood
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	2,701 sqft (0.062 acres)
Lot Dimensions	143 ft deep x 19 ft wide
Utility Building	5,040 sqft

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	00001088613
Street Address	18 E JEFFERSON ST
City	FRANKLIN
State	IN
Zip	46131-2321
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	PT O P LOT 32 MP FRANKLIN COMMUNI
Legal Subdivision	FRANKLIN
Legal Lot Number	32
Jurisdiction	JOHNSON IN
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2054
Census Tract	611000

Owner

Source: Johnson County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	903 WINDSTAR BLVD, FRANKLIN, IN 46131-7381
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2026	Warranty Deed, Transfer · Line of Credit MUTUAL SAVINGS BANK
Jun 6, 2018	Deed of Trust, Mortgage · Conventional Mortgage JACKSON COUNTY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2026 · Amount on Record
Deed Sale	Oct 5, 2026 · Amount on Record
Deed Document Number	202620682
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSON IN
Recording Date	Oct 5, 2026
Property Address	18 E JEFFERSON ST, FRANKLIN, IN 46131-2321
Document Number	0000020682
Instrument Date	Sep 30, 2026
Instrument	202620682
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	903 WINDSTAR BLVD, FRANKLIN, IN 46131-7381

Mortgage

Document Number	0000020683,
Date	Oct 5, 2026
Instrument	202620683

Lender

Name	MUTUAL SAVINGS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Sep 30, 2036

Interest

Max Rate	-1%

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON IN
Property Address	18 E JEFFERSON ST, FRANKLIN, IN 46131-2321
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018011947
Date	Jun 6, 2018
Instrument	2018-011947

Lender

Name	JACKSON COUNTY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 30, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Johnson County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Johnson County
County Subdivision	Franklin Township
Municipality	Franklin City
Unified School District	Franklin Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,662.00 (-8.38%)	$144,600 (-) Land $60,000 Building $84,600	$144,600 (-) Land $60,000 Building $84,600
2024	$3,997.00 (-4.56%)
2023	$4,188.00 (-5.42%)	$144,600 (-) Land $60,000 Building $84,600	$144,600 (-) Land $60,000 Building $84,600
2022	$4,428.00 (-5.18%)	$144,600 Land $60,000 Building $84,600	$144,600 Land $60,000 Building $84,600
2021	$4,670.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	8 (1979–2009)
Claims Outside the SFHA	4 of 8
Most Recent Claim	Aug 2009 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, And Tornadoes, Jun 2008 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - JOHNSON COUNTY private · serves 86,813 people · EPA ID IN5241005
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: JC Fiber, T-Mobile.

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