Grant County property record for 18 E Division St, Elbow Lake, MN 56531
| Property Type | Commercial |
|---|---|
| Lot Size | 0.158 acres (6,913 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,534 (2026) |
| Deeds & Mortgages | Apr 2026 Mortgage |
| APN | 19-0165-000 |
| Primary APN | 19-0165-000 |
|---|
| Basement Area | 952 sqft |
|---|---|
| Office | 1,400 sqft |
| Lot Area | 6,913 sqft (0.158 acres) |
|---|---|
| Porch | Slab |
| Porch Area | 128 sqft |
| Street Address | 18 E DIVISION ST |
|---|---|
| City | ELBOW LAKE |
| State | MN |
| Zip | 56531-4415 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | E 65 OF LOTS 16 & 17, & E 72 OF LOTS 18 & 19 BLOCK 1 |
| Legal Subdivision | LAASTUEN ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 16-19 |
| Jurisdiction | GRANT MN |
| Township / Civil Division | ELBOW LAKE |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 70100 |
Source: Grant County records, as of September 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 1014, ELBOW LAKE, MN 56531-1014 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRANT MN |
| Recording Date | Apr 15, 2026 |
| Property Address | 18 E DIVISION ST, ELBOW LAKE, MN 56531-4415 |
| Document Number | 0000191634 |
| Instrument Date | Apr 14, 2026 |
| Instrument | 2026191634 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Company, 103 |
| Document Number | 0000191634, |
|---|---|
| Date | Apr 15, 2026 |
| Instrument | 2026191634 |
| Name | VIKING BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Apr 14, 2031 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
Source: Grant County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Grant County |
| Municipality | Elbow Lake City |
| Unified School District | West Central Area (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,534.00 (-9.18%) | $100,100 (-) Land $20,200 Building $79,900 | $100,100 (-) Land $20,200 Building $79,900 |
| 2025 | $100,100 (+8.57%) Land $20,200 Building $79,900 | $100,100 (+8.57%) Land $20,200 Building $79,900 | |
| 2023 | $2,790.00 | $92,200 Land $17,700 Building $74,500 | $92,200 Land $17,700 Building $74,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Claims | 1 (1997) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 1997 · Severe Flooding, High Winds,severe Storms |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Elbow Lake serves 1,285 people · EPA ID MN1260003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Runestone Telephone Association Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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