Monroe County and Gates Town property record for 18 E Crest Dr, Rochester, NY 14606
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,052 sqft · built 1960 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $123,000 (Feb 2019) |
| Tax Bill | $6,846 (2026) |
| Deeds & Mortgages | May 2026 Line of Credit Oct 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 262600 103.16-2-6 |
| Primary APN | 262600 103.16-2-6 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,052 sqft Living Area |
| 1st Floor Area | 1,052 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 11,761 sqft (0.27 acres) |
| Lot Dimensions | 150 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 286 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 108 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 02894770000 |
|---|---|
| Street Address | 18 E CREST DR |
| City | ROCHESTER |
| State | NY |
| Zip | 14606-4703 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | 0128- 1-02 20000 AC LYELLCREST 3 L67 L129 P7 |
| Legal Subdivision | LYELLCREST GARDENS |
| Legal Block | 2 |
| Legal Lot Number | 6.000 |
| Jurisdiction | MONROE NY |
| Township / Civil Division | GATES |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 14206 |
Source: Monroe County and Gates Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 18 E CREST DR, ROCHESTER, NY 14606-4703 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 14, 2026 | Deed of Trust, Mortgage · Line of Credit ESL FEDERAL CREDIT UNION |
| Oct 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| May 19, 2020 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Feb 21, 2019 | Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 21, 2019 · Amount on Record |
| Deed Sale | Feb 21, 2019 · Amount on Record |
| Prior Sale | Jan 6, 2009 · Amount on Record |
| Deed Document Number | 2019839 |
| Deed Book / Page | 12149 / 554 |
| Prior Transfer Date | Jun 20, 2012 |
| Prior Transfer Doc | 0000000279 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE NY |
| Recording Date | May 14, 2026 |
| Property Address | 18 E CREST DR, ROCHESTER, NY 14606-4703 |
| Document Number | 0003420405 |
| Book / Page | 31322 / 875 |
| Instrument Date | May 1, 2026 |
| Instrument | 20263420405 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2026 |
| Title Company | CSC DOCUMENT RECORDING |
| Name | Verified Name |
|---|---|
| Address | 18 E CREST DR, ROCHESTER, NY 14606-4703 |
| Document Number | 0003420405, |
|---|---|
| Date | May 14, 2026 |
| Book Page | 31322/875 |
| Instrument | 20263420405 |
| Name | ESL FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE NY |
| Property Address | 18 E CREST DR, ROCHESTER, NY 14606-4703 |
| Transaction Type | Mortgage |
| Record Updated | Nov 2, 2021 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|---|
| Address | 18 E CREST DR, ROCHESTER, NY 14606-4703 |
| Document Number | 0000000059 |
|---|---|
| Date | Oct 4, 2021 |
| Book Page | 29492/59 |
| Instrument | 202110040990 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 324 Months |
| Due | Oct 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE NY |
| Property Address | 18 E CREST DR, ROCHESTER, NY 14606-4703 |
| Document Number | 0000000017 |
| Instrument Date | May 19, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 16, 2020 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 18 E CREST DR ROCHESTER NY 146064703, ROCHESTER, NY 14606-4703 |
| Document Number | 0000000017 |
|---|---|
| Date | Jun 6, 2020 |
| Book Page | 028547/000176 |
| Instrument | 17 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 5, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE NY |
| Recording Date | Feb 21, 2019 |
| Property Address | 18 E CREST DR, ROCHESTER, NY 14606-4703 |
| Document Number | 0000000839 |
| Book / Page | 012149 / 000554 |
| Instrument Date | Feb 20, 2019 |
| Instrument | 839 |
| Transaction Type | Transfer |
| Record Updated | Mar 26, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $492.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 18 E CREST DR ROCHESTER NY 146064703, ROCHESTER, NY 14606-4703 |
| Document Number | 840 |
|---|---|
| Date | Feb 21, 2019 |
| Book Page | 027931/000434 |
| Instrument | 840 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 20, 2049 |
Source: Monroe County and Gates Town assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Monroe County |
| County Subdivision | Gates Town |
| Unified School District | Gates-Chili Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,846.00 (+13.27%) | ||
| 2025 | $6,044.00 (+4.84%) | $206,900 (+68.21%) Land $38,500 Building $168,400 | $206,900 (+39.61%) Land $38,500 Building $168,400 |
| 2023 | $123,000 (-) Land $27,200 Building $95,800 | $148,200 (+9.62%) Land $32,773 Building $115,427 | |
| 2022 | $123,000 Land $27,200 Building $95,800 | $135,200 Land $29,898 Building $105,302 | |
| 2021 | $5,765.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 95% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MCWA public/private · serves 525,262 people · EPA ID NY2701047 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control currently in violation since Jan 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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