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18 E Cottage St, Boston (Dorchester), MA 02125 Property Records

Suffolk County and Boston City property record for 18 E Cottage St, Boston, MA 02125

Property Summary

Property TypeDuplex
Details6 bd · 2 ba · 2,966 sqft · built 1905
Lot Size0.099 acres (4,298 sqft)
OwnerIndividual Name on File
Last Sale$145,000 (Jul 1998)
Tax Bill$8,660 (2025)
Deeds & MortgagesJan 2021 Refinance
Oct 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNROXB W:08 P:00171 S:000

Property Details

APN / Parcel Number

Primary APNROXB W:08 P:00171 S:000

Interior

Bedrooms6 Beds
Full Baths2 Baths
Total Rooms12 Rooms
Units2 Units
Stories2 Stories
Building Area2,966 sqft Living Area
Gross Area5,238 sqft

Exterior

Year BuiltBuilt 1905
Effective Year BuiltEffective 2001
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area4,298 sqft (0.099 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address18 E COTTAGE ST
CityBOSTON
StateMA
Zip02125-2664
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeR2
JurisdictionBOSTON MA
Township / Civil DivisionBOSTON
Census Block Group2
Census Block2015
Census Tract90600

Owner

18 E Cottage St, a duplex, is owned and occupied by an individual who acquired it in August 2019.

Source: Suffolk County and Boston City records, as of April 14, 2026

Owner of RecordIndividual Name on File
Mailing Address18 E COTTAGE ST, DORCHESTER, MA 02125-2664
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 27, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
BOSTON CITY OF
Oct 21, 2020Deed of Trust, Mortgage · Conventional Mortgage
MISCELLANEOUS GOVT AGCY
Aug 28, 2019Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 6, 1998 · Amount on File
Deed SaleJul 6, 1998 · Amount on File
Prior SaleNov 26, 1997 · Amount on File
Last Transfer DateAug 21, 2019
Transfer Doc0000897858
Record UpdatedJun 8, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBOSTON MA
Property Address18 E COTTAGE ST, BOSTON, MA 02125-2664
Transaction TypeMortgage
Record UpdatedMar 31, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000915916
DateJan 27, 2021
Instrument915916
Lender
NameBOSTON CITY OF
Agreement
TypeStand-Alone Refinance
AmountAmount on Record

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBOSTON MA
Property Address18 E COTTAGE ST, DORCHESTER, MA 02125-2664
Document Number0000913282
Instrument DateOct 21, 2020
Transaction TypeMortgage
Record UpdatedDec 15, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1 E COTTAGE ST DORCHESTER MA 02125, DORCHESTER, MA 02125

Mortgage

Document Number0000913282
DateNov 20, 2020
Instrument913282
Lender
NameMISCELLANEOUS GOVT AGCY
Agreement
TypeConventional Mortgage
AmountAmount on Record

August 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBOSTON MA
Recording DateAug 28, 2019
Property Address18 E COTTAGE ST, DORCHESTER, MA 02125-2664
Document Number0000897858
Instrument DateAug 21, 2019
Instrument897858
Transaction TypeTransfer
Record UpdatedSep 17, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address18 E COTTAGE ST DORCHESTER MA 021252664, DORCHESTER, MA 02125-2664

Tax Assessment & Valuation

The 2025 property tax bill for 18 E Cottage St was $8,660, up 11.6% from the year before.

Source: Suffolk County and Boston City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountySuffolk County
MunicipalityBoston City
Unified School DistrictBoston School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$8,660.00 (+11.57%)$747,800 (+5.01%) Land $220,900 Building $526,900
2024$7,762.00 (+8.61%)$712,100 (+7%) Land $220,000 Building $492,100
2023$7,147.00$665,500 Land $205,600 Building $459,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 18 E Cottage St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 18 E Cottage St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBOSTON WATER AND SEWER COMMISSION (MWRA)
serves 675,647 people · EPA ID MA3035000
Water SourcePurchased surface water from MWRA
Last State InspectionMar 2026
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
currently in violation since Nov 2020
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,022 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
Xfinity
Cable · Fiber in parts of the area		2,000 / 2,000
Netafy
Fixed Wireless		600 / 150
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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