18 E Central Ave, Bergenfield, NJ 07621 Property Records

Bergen County and Bergenfield Borough property record for 18 E Central Ave, Bergenfield, NJ 07621

Property Summary

Property Type	Single Family Home
Details	1,332 sqft · built 1926
Lot Size	0.115 acres (5,001 sqft)
Owner	Individual Name on File
Last Sale	$452,170 (Mar 2006)
Tax Bill	$10,840 (2025)
Deeds & Mortgages	Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-00028-0000-00013`

Property Details

APN / Parcel Number

Primary APN	`03-00028-0000-00013`
Alternative APNs	`0300199B00034` `030002800013`

Interior

Stories	2 Stories
Building Area	1,332 sqft Living Area

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Construction Type	Frame
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	0300199B00034
Street Address	18 E CENTRAL AVE
City	BERGENFIELD
State	NJ
Zip	07621-1318
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	50X100,37X25
Legal Block	28
Legal Lot Number	13
Jurisdiction	BERGEN NJ
Township / Civil Division	BERGENFIELD
Census Block Group	1
Census Block	1006
Census Tract	3200

Owner

Source: Bergen County and Bergenfield Borough records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	18 E CENTRAL AVE, BERGENFIELD, NJ 07621-1318
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 9, 2006 · Amount on File
Deed Sale	Mar 9, 2006 · Amount on File
Prior Sale	Jan 27, 2006 · Amount on File
Deed Book / Page	9031 / 270
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	18 E CENTRAL AVE, BERGENFIELD, NJ 07621-1318
Transaction Type	Mortgage
Record Updated	Aug 26, 2021
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0042030770
Date	Jun 10, 2021
Book Page	4203/770
Instrument	2021093310

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	175 Months
Due	Jan 1, 2036

Tax Assessment & Valuation

Source: Bergen County and Bergenfield Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Bergenfield Borough
Unified School District	Bergenfield Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$290,000 (-) Land $172,900 Building $117,100	$290,000 (-) Land $172,900 Building $117,100
2025	$10,840.00 (+5.98%)	$290,000 (-) Land $172,900 Building $117,100	$290,000 (-) Land $172,900 Building $117,100
2024	$10,228.00 (+5.06%)
2023		$290,000 Land $172,900 Building $117,100	$290,000 Land $172,900 Building $117,100
2022	$9,735.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	21 (1978–2021)
Claims Outside the SFHA	14 of 21
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 3 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 731 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20