18 E Cayuga St, Oswego, NY 13126 Property Records

Oswego County and Oswego City property record for 18 E Cayuga St, Oswego, NY 13126

Property Summary

Property TypeApartments (5+ Units)
Details74,770 sqft · built 2022
Lot Size2.25 acres (98,010 sqft)
OwnerCompany Name on Record
Last Sale$5,000,000 (Apr 2020)
Deeds & MortgagesAug 2023 Mortgage
Apr 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN351200 128.47-02-10

Property Details

APN / Parcel Number

Primary APN351200 128.47-02-10
Alternative APNs
  • 120012804700020040000000
  • 351200 128.47-02-04
  • 1159 M

Interior

Units82 Units
Stories5 Stories
Building Area74,770 sqft Gross Area
Fire SprinklersFire Sprinklers
ElevatorElevator

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Lot Area98,010 sqft (2.25 acres)
Lot Dimensions200 ft deep x 250 ft wide
PorchSlab

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number1159 M
Street Address18 E CAYUGA ST
CityOSWEGO
StateNY
Zip13126-1119
Property CategoryResidential
Property TypeResidential > Multi-Unit > Apartments (5+ Units)
Local Zoning CodeTB
Legal DescriptionB 82 103-003-000
Legal Block2
Legal Lot Number10.000
JurisdictionOSWEGO NY
Township / Civil DivisionOSWEGO
Census Block Group3
Census Block3015
Census Tract21605

Owner

Source: Oswego County and Oswego City records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 4697, LOGAN, UT 84323-4697
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Aug 16, 2023Deed of Trust, Mortgage
NEW YORK STATE HOUSING FINANCE AGENCY
Apr 2, 2020Warranty Deed, Transfer · Commercial Mortgage
NEW YORK STATE HOUSING FINANCE AGEN

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 2, 2020 · Amount on Record
Deed SaleApr 2, 2020 · Amount on Record
Prior SaleJul 27, 2012 · Amount on Record
Deed Document Number20202704
Record UpdatedOct 29, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSWEGO NY
Property Address18 E CAYUGA ST, OSWEGO, NY 13126-1119
Transaction TypeMortgage
Record UpdatedSep 8, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address75 S CLINTON AVE, ROCHESTER, NY 14604-1748

Mortgage

Document Number0000007188
DateAug 16, 2023
InstrumentR-2023-007188
Lender
NameNEW YORK STATE HOUSING FINANCE AGENCY
TypeGovernment Agency
AddressNEW YORK, NY 10022
Agreement
AmountAmount Recorded

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSWEGO NY
Recording DateApr 2, 2020
Property Address18 E CAYUGA ST, OSWEGO, NY 13126-1119
Document Number0000002704
Instrument DateMar 31, 2020
InstrumentR-2020-002704
Transaction TypeTransfer
Record UpdatedApr 28, 2022
Title CompanyCHICAGO TITLE INSURANCE CO

Transaction

AmountAmount Recorded
Tax$20,000.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address525 PLUM ST STE 100, 525, SYRACUSE, NY 13204-1551

Transferred To (Grantee/Buyer)

NameVerified Name
Address180 CLINTON SQ, ROCHESTER, NY 14604-1719

Mortgage

Document Number0000002707
DateApr 2, 2020
InstrumentR-2020-002707
Lender
NameNEW YORK STATE HOUSING FINANCE AGEN
TypeGovernment Agency
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Mortgage

Document Number0000002709
DateApr 2, 2020
InstrumentR-2020-002709
Lender
NameNEW YORK STATE HOUSING FINANCE AGENCY
TypeGovernment Agency
AddressNEW YORK, NY 10022
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Oswego County and Oswego City assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOswego County
MunicipalityOswego City
Unified School DistrictOswego City School District (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2025$6,000,000 (-) Land $490,000 Building $5,510,000$6,000,000 (-17%) Land $490,000 Building $5,510,000
2023$6,000,000 Land $268,800 Building $5,731,200$7,228,916 Land $323,855 Building $6,905,061

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOSWEGO CITY
serves 29,400 people · EPA ID NY3704361
Water SourceSurface water
Last State InspectionDec 2025
Lead3 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on E Cayuga St

Nearby Streets

Search Property Records by Address or Parcel Number