18 E 3rd St, Buffalo City (Cochrane), WI 54622 Property Records

Buffalo County property record for 18 E 3rd St, Buffalo City, WI 54622

Property Summary

Property Type	Single Family Home
Lot Size	0.344 acres (14,999 sqft)
Owner	2 Individual Names on Record
Last Sale	$240,000 (May 2024)
Tax Bill	$3,487 (2025)
Deeds & Mortgages	May 2024 Sale & Line of Credit Feb 2024 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`206-00203-0000`

Property Details

APN / Parcel Number

Primary APN	`206-00203-0000`
Alternative APN	`4000000 PBC05/498`

Exterior

Lot Area	14,999 sqft (0.344 acres)

Location & Zoning

Street Address	18 E 3RD ST
City	BUFFALO CITY
State	WI
Zip	54622-7302
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORIG PLAT OF BUFFALO CITY LOT 498 499 500
Legal Range	12W
Legal Township	20N
Legal Section	07
Legal Subdivision	ORIGINAL PLAT
Legal Lot Number	498
Jurisdiction	BUFFALO WI
Township / Civil Division	BUFFALO CITY
Census Block Group	2
Census Block	2150
Census Tract	960400

Owner

Source: Buffalo County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18 E 3RD ST, COCHRANE, WI 54622-7302
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
May 1, 2024	Warranty Deed, Transfer · Line of Credit FIRST NATIONAL BANK & TRUST CO
Feb 5, 2024	Intrafamily Transfer, Transfer TOWN N COUNTRY TITLE LLC
Sep 9, 2021	Warranty Deed, Transfer · FHA Mortgage HOME FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2024 · Amount on Record
Deed Sale	May 1, 2024 · Amount on Record
Prior Sale	Sep 9, 2021 · Amount on Record
Deed Document Number	2024284590
Prior Transfer Date	Jan 26, 2024
Prior Transfer Doc	0000284013
Record Updated	Jun 8, 2026

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUFFALO WI
Recording Date	May 1, 2024
Property Address	18 E 3RD ST, BUFFALO CITY, WI 54622-7302
Document Number	0000284590
Instrument Date	Apr 26, 2024
Instrument	284590
Transaction Type	Transfer
Record Updated	May 22, 2024
Title Company	TOWN N COUNTRY TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$720.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000284591
Date	May 1, 2024
Instrument	284591

Lender

Name	FIRST NATIONAL BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUFFALO WI
Recording Date	Feb 5, 2024
Property Address	18 E 3RD ST, BUFFALO CITY, WI 54622-7302
Document Number	0000284013
Instrument Date	Jan 26, 2024
Instrument	284013
Transaction Type	Transfer
Record Updated	Feb 28, 2024
Title Company	TOWN N COUNTRY TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUFFALO WI
Recording Date	Sep 9, 2021
Property Address	18 E 3RD ST, BUFFALO CITY, WI 54622-7302
Document Number	0000277024
Instrument Date	Sep 7, 2021
Instrument	277024
Transaction Type	Transfer
Record Updated	Jul 14, 2022
Title Company	TOWN N COUNTRY TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$592.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000277025
Date	Sep 9, 2021
Instrument	277025

Lender

Name	HOME FSB

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Buffalo County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Buffalo County
Municipality	Buffalo City
Unified School District	Cochrane-Fountain City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,487.00 (+12.38%)	$286,000 (+85.71%) Land $20,000 Building $266,000	$312,100 (+26.15%) Land $21,825 Building $290,275
2023	$3,103.00 (+2.41%) Homeowner's exemption	$154,000 (-) Land $9,000 Building $145,000	$247,400 (+13.85%)
2022	$3,030.00 Homeowner's exemption	$154,000 Land $9,000 Building $145,000	$217,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	9 (1978–2010)
Claims Outside the SFHA	3 of 9
Most Recent Claim	Aug 2010 · river or lake flooding
Claims by Event	Flooding, Severe Storms And Tornadoes, Apr 2001 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIVERVIEW PARK private · serves 90 people · EPA ID WI6060227
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	5 ppb (2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cochrane Cooperative Telephone Company Fiber	1,000 / 1,000

May also be available: GigFire.

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