18 E 16th St, Holland, MI 49423 Property Records

Ottawa County property record for 18 E 16th St, Holland, MI 49423

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,858 sqft · built 1908
Lot Size	0.143 acres (6,229 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,309 (2025)
Deeds & Mortgages	Sep 2021 Transfer Feb 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`70-16-32-201-003`

Property Details

APN / Parcel Number

Primary APN	`70-16-32-201-003`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,858 sqft Living Area
1st Floor Area	1,074 sqft
Basement Area	784 sqft
Unfinished Basement	784 sqft

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1908
Lot Area	6,229 sqft (0.143 acres)
Lot Dimensions	132 ft deep x 47.2 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	18 E 16TH ST
City	HOLLAND
State	MI
Zip	49423-4202
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TNR
Legal Description	LOT 5 EXC E 31 FT 2 IN VAN DEN BERGE'S PLAT SEC 32 T5N R15W
Legal Range	15W
Legal Township	05N
Legal Section	32
Legal Subdivision	S PLAT
Legal Block	201
Legal Lot Number	5
Jurisdiction	OTTAWA MI
Township / Civil Division	HOLLAND
Census Block Group	3
Census Block	3003
Census Tract	25800

Owner

Source: Ottawa County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18 E 16TH ST, HOLLAND, MI 49423-4202
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2021	Intrafamily Transfer, Transfer
Feb 20, 2017	Deed of Trust, Mortgage · VA Mortgage LAKE MICHIGAN CU
Dec 4, 2020	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Jan 28, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2015
Deed Sale	Nov 5, 2015
Prior Sale	Oct 12, 1992 · Amount on Record
Deed Document Number	201543071
Last Transfer Date	Jul 21, 2021
Transfer Doc	20210047832
Record Updated	Oct 29, 2026

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OTTAWA MI
Recording Date	Sep 22, 2021
Property Address	18 E 16TH ST, HOLLAND, MI 49423-4202
Document Number	20210047832
Map Reference	LB 2 PG 25
Instrument Date	Jul 21, 2021
Instrument	2021-0047832
Transaction Type	Transfer
Record Updated	Oct 7, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 E 16TH ST, HOLLAND, MI 49423-4202

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	18 E 16TH ST, HOLLAND, MI 49423-4202
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20170006274
Date	Feb 20, 2017
Instrument	2017-0006274

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	18 E 16TH ST, HOLLAND, MI 49423-4202
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20200054711
Date	Dec 4, 2020
Instrument	2020-0054711

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	48431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	18 E 16TH ST, HOLLAND, MI 49423-4202
Transaction Type	Mortgage
Record Updated	Feb 13, 2020
Title Company	TITLE SOURCE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20200003701
Date	Jan 28, 2020
Instrument	2020-0003701

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
Municipality	Holland City
Unified School District	Holland City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$190,200 (+4.11%)	$380,400 (+4.11%)
2025	$5,309.00 (+15.84%) Homeowner's exemption	$182,700 (+19.49%)	$365,400 (+19.49%)
2023		$152,900	$305,800
2022	$4,583.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLAND BOARD OF PUBLIC WORKS serves 49,687 people · EPA ID MI0003190
Water Source	Surface water
Last State Inspection	Sep 2024
Also Mapped Here	HOLLAND TOWNSHIP CONSOLIDATED
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Jan 2018
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 809 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Holland City Fiber Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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