18 Derby Way, Bloomington, IL 61704 Property Records

McLean County property record for 18 Derby Way, Bloomington, IL 61704

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 5,397 sqft · built 2004
Lot Size0.368 acres (16,011 sqft)
OwnerIndividual Name on Record
Last Sale$425,000 (Mar 2020)
Tax Bill$18,210 (2024)
Deeds & MortgagesNov 2020 Mortgage
Mar 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN15-30-427-016

Property Details

APN / Parcel Number

Primary APN15-30-427-016

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area5,397 sqft Living Area
Gross Area6,181 sqft
1st Floor Area1,673 sqft
Basement Area1,673 sqft
Finished Basement1,673 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialBrick
Roof MaterialAsphalt
Lot Area16,011 sqft (0.368 acres)
Lot Dimensions160 ft deep x 100 ft wide
View / LotLake Front
Garage TypeAttached
Garage Area784 sqft
Parking Spaces3 Parking Spaces
GreenhouseGreenhouse

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address18 DERBY WAY
CityBLOOMINGTON
StateIL
Zip61704-2820
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1B
Legal DescriptionHAWTHORNE II SUB 7TH ADD LOT 200
Legal Range03E
Legal Township24N
Legal Section30
Legal SubdivisionHAWTHORNE II SUB
Legal Lot Number200
JurisdictionMCLEAN IL
Township / Civil DivisionBLOOMINGTON CITY
Census Block Group1
Census Block1028
Census Tract5103

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address18 DERBY WAY, BLOOMINGTON, IL 61704-2820
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Nov 10, 2020Deed of Trust, Mortgage · Conventional Mortgage
MARINE BANK SPRINGFIELD
Mar 30, 2020Warranty Deed, Transfer · Conventional Mortgage
PNC BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 30, 2020 · Amount on Record
Deed SaleMar 30, 2020 · Amount on Record
Deed Document Number20205461
Record UpdatedJun 8, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLEAN IL
Property Address18 DERBY WAY, BLOOMINGTON, IL 61704-2820
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202000024469
DateNov 10, 2020
Instrument2020-00024469
Lender
NameMARINE BANK SPRINGFIELD
TypeBank
AddressSPRINGFIELD, IL 62704
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2050

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCLEAN IL
Recording DateMar 30, 2020
Property Address18 DERBY WAY, BLOOMINGTON, IL 61704-2820
Document Number202000005461
Map ReferenceDOC 2002R18995
Instrument DateDec 7, 2019
Instrument2020-00005461
Transaction TypeTransfer
Record UpdatedFeb 28, 2022
Title CompanyMCLEAN COUNTY TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$637.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address18 DERBY WAY, BLOOMINGTON, IL 61704-2820

Mortgage

Document Number202000005462
DateMar 30, 2020
Instrument2020-00005462
Lender
NamePNC BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2050
Interest
Rate3.37%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityBloomington City
CountyMcLean County
County SubdivisionBloomington City Township
Unified School DistrictMcLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$245,412 (+33.33%) Land $30,998 Building $214,414$736,236 (+33.33%) Land $92,994 Building $643,242
2024$18,210.00 (+20.7%)
2023$15,087.00$184,070 Land $23,250 Building $160,820$552,210 Land $69,750 Building $482,460

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBLOOMINGTON
serves 79,000 people · EPA ID IL1130200
Water SourceSurface water
Last State InspectionAug 2023
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
Watch TV
Fixed Wireless
100 / 20

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