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18 Degarmo Rd, Poughkeepsie, NY 12603 Property Records

Dutchess County and Poughkeepsie Town property record for 18 Degarmo Rd, Poughkeepsie, NY 12603 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,922 sqft · built 1989
Lot Size4.17 acres (181,645 sqft)
Owner2 Individual Names on File
Last Sale$335,000 (Nov 2018)
Tax Bill$12,351 (2025)
Deeds & MortgagesJun 2021 Refinance
Nov 2018 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN134689-6261-02-655988-0000

Property Details

APN / Parcel Number

Primary APN134689-6261-02-655988-0000
Alternative APNs
  • 468900626100026559880000
  • 134689 6.261-2-655.988
  • 14655988

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,922 sqft Living Area
Gross Area2,245 sqft
1st Floor Area1,372 sqft
Basement Area550 sqft
Finished Basement550 sqft

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1994
Architectural StyleRaised Ranch
Exterior MaterialWood
Lot Area181,645 sqft (4.17 acres)
Garage TypeBasement
PorchCovered Porch
Porch Area515 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelOil
SewerConnected
Water SourceCommercial

Location & Zoning

Account Number14655988
Street Address18 DEGARMO RD
CityPOUGHKEEPSIE
StateNY
Zip12603-1533
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description4.17 AC 1845 0314 1767 0671
Legal SubdivisionOVERVIEW ESTATES
Legal Block2
Legal Lot Number655
JurisdictionDUTCHESS NY
Township / Civil DivisionPOUGHKEEPSIE
Census Block Group2
Census Block2000
Census Tract140201

Owner

Source: Dutchess County and Poughkeepsie Town records · APN 134689-6261-02-655988-0000

Assessment roll updated April 29, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address18 DEGARMO RD, POUGHKEEPSIE, NY 12603-1533
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 15, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
CALIBER HOME LOANS INC
Nov 09, 2018Grant Deed, Transfer · Conventional with PMI
HOMEBRIDGE FIN'L SVCS INC
Jun 27, 2017Deed of Trust, Mortgage · Conventional with PMI
COMMERCIAL HLDGS OF POUGHKEEPS
Jan 30, 2017Deed of Trust, Mortgage · Line of Credit
HUDSON VLY CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 09, 2018 · Amount on Record
Deed SaleNov 09, 2018 · Amount on Record
Prior SaleSep 09, 2005 · Amount on Record
Deed Document Number20182018-8383
Record UpdatedJun 08, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUTCHESS NY
Property Address18 DEGARMO RD, POUGHKEEPSIE, NY 12603-1533
Transaction TypeMortgage
Record UpdatedAug 18, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number3642
DateJun 15, 2021
Instrument3642
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueJul 01, 2051

November 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionDUTCHESS NY
Recording DateNov 09, 2018
Property Address18 DEGARMO RD, POUGHKEEPSIE, NY 12603-1533
Document Number0000008383
Instrument DateNov 01, 2018
Instrument8383
Transaction TypeTransfer
Record UpdatedJan 09, 2019
Title CompanyREGENT ABSTRACT, REGENT ABS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,340.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address6212 60TH LN MASPETH NY 113783511, MASPETH, NY 11378-3511

Mortgage

Document Number7002
DateNov 09, 2018
Instrument7002
Lender
NameHOMEBRIDGE FIN'L SVCS INC
TypeFunding / Finance Company
AddressISELIN, NJ 08830
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueNov 08, 2048

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUTCHESS NY
Property Address18 DEGARMO RD, POUGHKEEPSIE, NY 12603-1533
Document Number0000004483
Instrument DateJun 27, 2017
Transaction TypeMortgage
Record UpdatedSep 11, 2017
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address18 DEGARMO RD POUGHKEEPSIE NY 126031533, POUGHKEEPSIE, NY 12603-1533

Mortgage

Document Number0000004483
DateJul 07, 2017
Instrument4483
Lender
NameCOMMERCIAL HLDGS OF POUGHKEEPS
Address1158 SALT POINT TPKE, PLEASANT VALLEY, NY 12569-7018
Agreement
TypeConventional with PMI
AmountAmount Recorded

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUTCHESS NY
Property Address18 DEGARMO RD, POUGHKEEPSIE, NY 12603-1533
Document Number0000001041
Instrument DateJan 30, 2017
Transaction TypeMortgage
Record UpdatedJun 06, 2017
Title CompanyNORTH RIVER ABSTRACT

Transferred To (Grantee/Buyer)

NameVerified Name
Address18 DEGARMO RD POUGHKEEPSIE NY 126031533, POUGHKEEPSIE, NY 12603-1533

Mortgage

Document Number0000001041
DateFeb 07, 2017
Instrument1041
Lender
NameHUDSON VLY CU
TypeCredit Union
AddressPOUGHKEEPSIE, NY 12603
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueFeb 06, 2037
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Dutchess County and Poughkeepsie Town records · Assessment roll updated April 29, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountyDutchess County
County SubdivisionPoughkeepsie Town
Unified School DistrictArlington Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$12,351.00 (+27.9%)$377,500 (-) Land $112,900 Building $264,600$424,200 (+12.37%)
2023$377,500 (+11.03%) Land $112,900 Building $264,600$377,500 (+11.03%) Land $112,900 Building $264,600
2022$340,000 Land $102,600 Building $237,400$340,000 Land $102,600 Building $237,400
2020$9,657.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Dutchess County (36027C), updated July 26, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360271402012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 1 individual NFIP policies nearby
Nearby Flood Policies1 in force
1 of 1 on primary residences

Wildfire

Wildfire RiskLow
above 20% of the US · above 55% of New York
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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