Bergen County and Waldwick Borough property record for 18 Cypress Ct, Waldwick, NJ 07463
| Property Type | Single Family Home |
|---|---|
| Details | 1,782 sqft · built 1960 |
| Lot Size | 0.344 acres (14,980 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $690,000 (Jun 2023) |
| Tax Bill | $15,393 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Jun 2023 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 64-00163-03-00035 |
| Primary APN | 64-00163-03-00035 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,782 sqft Living Area |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Cape Cod |
| Exterior Material | Frame |
| Construction Type | Frame |
| Lot Area | 14,980 sqft (0.344 acres) |
| Lot Dimensions | 140 ft deep x 107 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 6400163C00035 |
|---|---|
| Street Address | 18 CYPRESS CT |
| City | WALDWICK |
| State | NJ |
| Zip | 07463-1145 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 107X140 5.5LT |
| Legal Subdivision | WALDWICK |
| Legal Block | 163 |
| Legal Lot Number | 35 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | WALDWICK |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 56200 |
18 Cypress Ct is owned and occupied by two individuals who bought it in June 2023.
Source: Bergen County and Waldwick Borough records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 18 CYPRESS CT, WALDWICK, NJ 07463-1145 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 23, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jun 9, 2023 | Deed, Transfer · Conventional Mortgage NEW JERSEY LENDERS CORP |
| Feb 8, 2023 | Deed of Trust, Mortgage · Line of Credit LAKELAND BANK |
| May 9, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage LAKELAND BANK |
| Feb 21, 2017 | Deed of Trust, Mortgage GREATER ALLIANCE FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 9, 2023 · Amount on File |
| Deed Sale | Jun 9, 2023 · Amount on File |
| Prior Sale | Sep 24, 1998 · Amount on File |
| Deed Document Number | 202338213 |
| Deed Book / Page | 5012 / 58 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Sep 23, 2026 |
| Property Address | 18 CYPRESS CT, WALDWICK, NJ 07463-1145 |
| Document Number | 0000066272 |
| Book / Page | 5906 / 1569 |
| Instrument Date | Sep 3, 2026 |
| Instrument | 202666272 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2026 |
| Title Company | SIMPLE TITLE, SIMPLIFILE |
| Name | Verified Name |
|---|---|
| Address | 18 CYPRESS CT, WALDWICK, NJ 07463-1145 |
| Document Number | 0000066272, |
|---|---|
| Date | Sep 23, 2026 |
| Book Page | 5906/1569 |
| Instrument | 202666272 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Oct 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jun 9, 2023 |
| Property Address | 18 CYPRESS CT, WALDWICK, NJ 07463-1145 |
| Document Number | 0050120058 |
| Book / Page | 5012 / 58 |
| Instrument Date | May 31, 2023 |
| Instrument | 2023038213 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2025 |
| Title Company | CHICAGO TITLE INSURANCE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,882.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 18 CYPRESS CT, WALDWICK, NJ 07463-1145 |
| Name | Verified Name |
|---|---|
| Address | 18 CYPRESS CT, WALDWICK, NJ 07463-1145 |
| Document Number | 2023038214 |
|---|---|
| Date | Jun 9, 2023 |
| Instrument | 2023038214 |
| Name | NEW JERSEY LENDERS CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 18 CYPRESS CT, WALDWICK, NJ 07463-1145 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0049280442 |
|---|---|
| Date | Feb 8, 2023 |
| Book Page | 4928/442 |
| Instrument | 2023011156 |
| Name | LAKELAND BANK |
|---|---|
| Type | Bank |
| Address | OAK RIDGE, NJ 07438 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 16, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 18 CYPRESS CT, WALDWICK, NJ 07463-1145 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2022 |
| Title Company | SEARCHTEC INC |
| Name | Verified Name |
|---|
| Document Number | 0046760944 |
|---|---|
| Date | May 9, 2022 |
| Book Page | 4676/944 |
| Instrument | 2022049334 |
| Name | LAKELAND BANK |
|---|---|
| Type | Bank |
| Address | OAK RIDGE, NJ 07438 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Apr 15, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 18 CYPRESS CT, WALDWICK, NJ 07463-1145 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0025410275 |
|---|---|
| Date | Feb 21, 2017 |
| Book Page | 02541/0275 |
| Instrument | 17-016308 |
| Name | GREATER ALLIANCE FCU |
|---|---|
| Type | Credit Union |
| Address | PARAMUS, NJ 07652 |
| Amount | Amount on Record |
|---|---|
| Term | 240 Months |
| Due | Feb 10, 2037 |
The 2025 property tax bill for 18 Cypress Ct was $15,393, up 3.7% from the year before.
Source: Bergen County and Waldwick Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Waldwick Borough |
| Unified School District | Waldwick Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $670,700 (-) Land $394,400 Building $276,300 | $670,700 (-) Land $394,400 Building $276,300 | |
| 2025 | $15,393.00 (+3.66%) | $670,700 Land $394,400 Building $276,300 | $670,700 Land $394,400 Building $276,300 |
| 2024 | $14,849.00 | ||
| 2023 | $516,100 Land $337,200 Building $178,900 | $516,100 Land $337,200 Building $178,900 | |
| 2022 | $14,698.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 18 Cypress Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 18 Cypress Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDWICK WATER DEPT serves 10,208 people · EPA ID NJ0264001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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