18 Crystal St, Worcester, MA 01603 Property Records

Worcester County and Worcester City property record for 18 Crystal St, Worcester, MA 01603

Property Summary

Property Type	Apartments (5+ Units)
Details	18 bd · 6 ba · 12,423 sqft · built 1920
Lot Size	0.198 acres (8,635 sqft)
Owner	Company Name on File
Last Sale	$1,700,000 (Aug 2026)
Tax Bill	$17,668 (2026)
Deeds & Mortgages	Aug 2026 Sale Oct 2025 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`7-010-00004`

Property Details

APN / Parcel Number

Primary APN	`7-010-00004`
Alternative APN	`WORC M:07 B:010 L:00004`

Interior

Bedrooms	18 Beds
Full Baths	6 Baths
Total Rooms	40 Rooms
Units	6 Units
Stories	3 Stories
Building Area	12,423 sqft Living Area
Gross Area	18,035 sqft
1st Floor Area	4,141 sqft
Basement Area	4,077 sqft
Unfinished Basement	4,077 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	8,635 sqft (0.198 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	7-010-00004
Street Address	18 CRYSTAL ST
City	WORCESTER
State	MA
Zip	01603-2691
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	RG-5
Legal Block	10
Legal Lot Number	4
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	2
Census Block	2001
Census Tract	731204

Owner

18 Crystal St, a residential property, is owned by a company that bought it in August 2026.

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	1900 W PARK DR, WESTBOROUGH, MA 01581-3942
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2026	Quit Claim Deed, Transfer
Oct 9, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage WINCHESTER COOPERATIVE BANK
Sep 29, 2021	Deed of Trust, Mortgage · Commercial Mortgage EASTERN BANK
Oct 1, 2020	Deed of Trust, Mortgage · Commercial Mortgage EASTERN BANK
Oct 6, 2021	Correction Deed

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2026 · Amount on File
Deed Sale	Aug 3, 2026 · Amount on File
Prior Sale	Oct 21, 2003 · Amount on File
Deed Document Number	202666604
Deed Book / Page	73979 / 344
Prior Transfer Date	Aug 1, 2026
Prior Transfer Doc	0000066604
Record Updated	Oct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Aug 3, 2026
Property Address	18 CRYSTAL ST, WORCESTER, MA 01603-2691
Document Number	0000066604
Book / Page	73979 / 344
Instrument Date	Aug 1, 2026
Instrument	202666604
Transaction Type	Transfer
Record Updated	Aug 26, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1900 W PARK DR, WESTBOROUGH, MA 01581-3942

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	18 CRYSTAL ST, WORCESTER, MA 01603-2691
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	072653-176
Date	Oct 9, 2025
Book Page	72653/176
Instrument	87245

Lender

Name	WINCHESTER COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	97 Months
Due	Nov 1, 2033

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	18 CRYSTAL ST, WORCESTER, MA 01603-2691
Transaction Type	Mortgage
Record Updated	Jan 24, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0066175-38
Date	Sep 29, 2021
Book Page	66175/38
Instrument	136512

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	18 CRYSTAL ST, WORCESTER, MA 01603-2691
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	63397-159
Date	Oct 1, 2020
Book Page	63397/159
Instrument	115549

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

October 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	WORCESTER MA
Recording Date	Oct 6, 2021
Property Address	18 CRYSTAL ST, WORCESTER, MA 01603-2691
Document Number	066234-371
Book / Page	66234 / 371
Instrument Date	Oct 4, 2020
Instrument	140539
Record Updated	Jan 24, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 ARLINGTON ST, WINCHESTER, MA 01890-3732

Tax Assessment & Valuation

The 2026 property tax bill for 18 Crystal St was $17,668, up 15.6% from the year before.

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$17,668.00 (+15.61%)	$1,330,400 (+14.82%) Land $93,000 Building $1,237,400
2025	$15,283.00	$1,158,700 Land $22,500 Building $1,136,200
2023	$15,134.00	$1,055,400 Land $14,100 Building $1,041,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 18 Crystal St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 18 Crystal St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile, Xfinity.

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