18 Cross St, Ashburnham, MA 01430 Property Records

Worcester County and Ashburnham Town property record for 18 Cross St, Ashburnham, MA 01430

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,412 sqft · built 1910
Lot Size	0.13 acres (5,663 sqft)
Owner	Company Name on File
Last Sale	$55,000 (Dec 1990)
Tax Bill	$5,147 (2025)
Deeds & Mortgages	Feb 2023 Transfer Apr 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`ASHB M:0058 B:000043`

Property Details

APN / Parcel Number

Primary APN	`ASHB M:0058 B:000043`
Alternative APN	`ABHM M:0058 B:000043`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,412 sqft Living Area
Gross Area	2,800 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,663 sqft (0.13 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	18 CROSS ST
City	ASHBURNHAM
State	MA
Zip	01430-1617
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	43
Jurisdiction	ASHBURNHAM MA
Township / Civil Division	ASHBURNHAM
Census Block Group	3
Census Block	3004
Census Tract	700100

Owner

18 Cross St is owned by a company that acquired it in February 2023.

Source: Worcester County and Ashburnham Town records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	114 ELMWOOD AVE, JEFFERSON, MA 01522-1209
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2023	Quit Claim Deed, Transfer Quitclaim
Apr 20, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance WEBSTER FIRST FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 14, 1990 · Amount on File
Deed Sale	Dec 14, 1990 · Amount on File
Last Transfer Date	Feb 9, 2023
Transfer Doc	010516-224
Record Updated	Oct 29, 2026

February 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ASHBURNHAM MA
Recording Date	Feb 21, 2023
Property Address	18 CROSS ST, ASHBURNHAM, MA 01430-1617
Document Number	010516-224
Book / Page	10516 / 224
Instrument Date	Feb 9, 2023
Instrument	2374
Transaction Type	Transfer
Record Updated	Mar 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 ELMWOOD AVE, JEFFERSON, MA 01522-1209

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHBURNHAM MA
Property Address	18 CROSS ST, ASHBURNHAM, MA 01430-1617
Transaction Type	Mortgage
Record Updated	May 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9949-335
Date	Apr 20, 2021
Book Page	9949/335
Instrument	8198

Lender

Name	WEBSTER FIRST FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 18 Cross St was $5,147, up 2.7% from the year before.

Source: Worcester County and Ashburnham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Ashburnham Town
Unified School District	Ashburnham-Westminster School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,147.00 (+2.69%)	$346,100 (+8.77%) Land $30,400 Building $315,700	$374,258 (+42.07%)
2024	$5,012.00 (-0.02%)	$318,200 (+5.05%) Land $30,400 Building $287,800	$263,435
2023	$5,013.00	$302,900 Land $30,400 Building $272,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18 Cross St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18 Cross St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ASHBURNHAM WATER DEPARTMENT serves 3,680 people · EPA ID MA2011000
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cross St

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