18 Cross Rd, Westminster, MA 01473 Property Records

Worcester County and Westminster Town property record for 18 Cross Rd, Westminster, MA 01473

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,970 sqft · built 2013
Lot Size	10.9 acres (478,040 sqft)
Owner	2 Company Names on Record
Last Sale	$348,538 (Nov 2013)
Tax Bill	$8,767 (2026)
Deeds & Mortgages	Sep 2026 Transfer Oct 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WMIN M:151 B:19 L:1`

Property Details

APN / Parcel Number

Primary APN	`WMIN M:151 B:19 L:1`
Alternative APN	`151191`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,970 sqft Living Area
Gross Area	4,058 sqft
Basement Area	1,344 sqft
Unfinished Basement	1,344 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	478,040 sqft (10.9 acres)

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	151191
Street Address	18 CROSS RD
City	WESTMINSTER
State	MA
Zip	01473-1457
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Block	19
Legal Lot Number	1
Jurisdiction	WESTMINSTER MA
Township / Civil Division	WESTMINSTER
Census Block Group	4
Census Block	4020
Census Tract	708100

Owner

Source: Worcester County and Westminster Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	18 CROSS RD, WESTMINSTER, MA 01473-1457
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2026	Quit Claim Deed, Transfer Quitclaim
Oct 27, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) I-C FCU
Jul 3, 2017	Deed of Trust, Mortgage I-C FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 2013 · Amount on Record
Deed Sale	Nov 6, 2013 · Amount on Record
Prior Sale	Nov 6, 2013 · Amount on Record
Deed Document Number	201319584
Deed Book / Page	8032 / 188
Last Transfer Date	Sep 9, 2026
Transfer Doc	0000012561
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTMINSTER MA
Recording Date	Sep 9, 2026
Property Address	18 CROSS RD, WESTMINSTER, MA 01473-1457
Document Number	0000012561
Book / Page	11294 / 317
Instrument Date	Sep 9, 2026
Instrument	202612561
Transaction Type	Transfer
Record Updated	Sep 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 CROSS RD, WESTMINSTER, MA 01473-1457

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMINSTER MA
Property Address	18 CROSS RD, WESTMINSTER, MA 01473-1457
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010661-247
Date	Oct 27, 2023
Book Page	10661/247
Instrument	14762

Lender

Name	I-C FCU
Type	Credit Union

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2043

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMINSTER MA
Property Address	18 CROSS RD, WESTMINSTER, MA 01473-1457
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	8853-340
Date	Jul 3, 2017
Book Page	8853/340
Instrument	11397

Lender

Name	I-C FCU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2032

Tax Assessment & Valuation

Source: Worcester County and Westminster Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Westminster Town
Unified School District	Ashburnham-Westminster School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,767.00 (+37.61%)	$747,400 (+44.29%) Land $152,200 Building $595,200	$851,122 (+73.86%)
2025	$6,371.00 (+4.31%)	$518,000 (+3.97%) Land $152,200 Building $365,800	$489,535
2024	$6,108.00 (-4.64%)	$498,200 (+1.59%) Land $152,200 Building $346,000
2023	$6,405.00	$490,400 Land $142,300 Building $348,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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