18 Cresta Way, La Selva Beach (Watsonville), CA 95076 Property Records

Santa Cruz County property record for 18 Cresta Way, La Selva Beach, CA 95076

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,691 sqft · built 1940
Lot Size	0.136 acres (5,924 sqft)
Owner	Individual Name on File
Last Sale	$800,000 (Mar 2003)
Tax Bill	$14,152 (2025)
Deeds & Mortgages	Jun 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`045-162-07`

Property Details

APN / Parcel Number

Primary APN	`045-162-07`
Alternative APN	`045-162-07-000`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,691 sqft Living Area
Gross Area	2,063 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	5,924 sqft (0.136 acres)
Garage Type	Attached
Garage Area	372 sqft
Parking Spaces	1 Parking Space
Deck Area	684 sqft
Patio Area	684 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	18 CRESTA WAY
City	WATSONVILLE
State	CA
Zip	95076-1717
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-6
Legal Description	BLK 1 LOT 7
Legal Subdivision	LA SELVA BEACH
Legal Block	1
Legal Lot Number	7
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	3
Census Block	3008
Census Tract	122300

Owner

18 Cresta Way is owned and occupied by an individual who acquired it in October 2016.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record	Individual Name on File
Mailing Address	18 CRESTA WAY, WATSONVILLE, CA 95076-1717
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 5, 2003 · Amount on File
Deed Sale	Mar 5, 2003 · Amount on File
Prior Sale	Jun 3, 1997 · Amount on File
Deed Document Number	200320469
Last Transfer Date	Oct 13, 2016
Transfer Doc	0000040554
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	18 CRESTA WAY, LA SELVA BEACH, CA 95076-1717
Transaction Type	Mortgage
Record Updated	Jun 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1830 MAIN ST, WATSONVILLE, CA 95076-3092

Mortgage

Document Number	0000017654
Date	Jun 9, 2022
Instrument	2022-0017654

Lender

Name	COMERICA BANK
Type	Bank
Address	DALLAS, TX 75201

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 2, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 18 Cresta Way was $14,152.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,181,847 (+2%) Land $812,520 Building $369,327
2025	$14,152.00	$1,158,673 Land $796,588 Building $362,085
2023	$12,524.00 (+1.79%)	$1,113,681 Land $765,656 Building $348,025	$1,502,100
2022	$12,304.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18 Cresta Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1998)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 1998 · Severe Winter Storms And Flooding
Claims by Event	Severe Winter Storms And Flooding, Apr 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18 Cresta Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Cruzio, Etheric Networks, GeoLinks.

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