18 Crest Dr, Basking Ridge, NJ 07920 Property Records

Somerset County and Bernards Township property record for 18 Crest Dr, Basking Ridge, NJ 07920

Property Summary

Property Type	Single Family Home
Details	1,955 sqft · built 1954
Lot Size	1.06 acres (46,174 sqft)
Owner	2 Individual Names on Record
Last Sale	$746,510 (Jul 2024)
Tax Bill	$12,289 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`02-08401-0000-00004`

Property Details

APN / Parcel Number

Primary APN	`02-08401-0000-00004`
Alternative APN	`0200185000000004`

Interior

Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,955 sqft Living Area

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	46,174 sqft
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	0200185000000004
Street Address	18 CREST DR
City	BASKING RIDGE
State	NJ
Zip	07920-2801
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	ADDITIONAL LOTS: FP
Legal Subdivision	HAYEFIELDS SEC TWO
Legal Block	8401
Legal Lot Number	4
Jurisdiction	SOMERSET NJ
Township / Civil Division	BERNARDS
Census Block Group	2
Census Block	2022
Census Tract	52603

Owner

Source: Somerset County and Bernards Township records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18 CREST DR, BASKING RIDGE, NJ 07920-2801
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2025	Deed of Trust, Mortgage · Conventional Mortgage E MORTGAGE CAPITAL INC
Jul 14, 2017	Deed, Transfer · Conventional Mortgage ATLANTIC HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2024 · Amount on Record
Deed Sale	Jul 29, 2024 · Amount on Record
Prior Sale	Jul 14, 2017 · Amount on Record
Deed Document Number	202418646
Deed Book / Page	7568 / 3134
Prior Transfer Date	Oct 9, 2009
Prior Transfer Doc	0000065675
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	18 CREST DR, BASKING RIDGE, NJ 07920-2801
Transaction Type	Mortgage
Record Updated	Oct 7, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 CREST DR, BASKING RIDGE, NJ 07920-2801

Mortgage

Document Number	0000026434
Date	Sep 24, 2025
Book Page	7640/2193
Instrument	2025026434

Lender

Name	E MORTGAGE CAPITAL INC
Type	Mortgage Company
Address	IRVINE, CA 92614

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	May 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.3%
Index	SOFR Average 30-Day
Max Rate	10.3%

July 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Jul 14, 2017
Property Address	18 CREST DR, BASKING RIDGE, NJ 07920-2801
Document Number	0000027869
Book / Page	6974 / 0944
Instrument Date	Jul 13, 2017
Instrument	2017027869
Transaction Type	Transfer
Record Updated	Nov 5, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,128.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18 CREST DR, 18, BASKING RIDGE, NJ 07920-2801

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 CREST DR, BASKING RIDGE, NJ 07920-2801

Mortgage

Document Number	0000027870
Date	Jul 14, 2017
Instrument	2017027870

Lender

Name	ATLANTIC HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Somerset County and Bernards Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Bernards Township
Unified School District	Bernards Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$778,100 (+6.88%) Land $375,900 Building $402,200	$778,100 (+6.88%) Land $375,900 Building $402,200
2025	$12,289.00 (+6.72%)	$728,000 (+21.76%) Land $375,900 Building $352,100	$728,000 (+21.76%) Land $375,900 Building $352,100
2024	$11,515.00 (-0.29%)
2023		$597,900 Land $345,900 Building $252,000	$597,900 Land $345,900 Building $252,000
2022	$11,549.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	6 (1995–2021)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Optimum Cable · Fiber in parts of the area	940 / 35

Cell Coverage

4G LTE only, no 5G reported

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