18 Cottage St, Groton, CT 06340 Property Records

Groton Town property record for 18 Cottage St, Groton, CT 06340

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 688 sqft · built 1949
Lot Size0.135 acres (5,881 sqft)
Owner2 Individual Names on File
Last Sale$67,500 (Mar 2009)
Tax Bill$3,663 (2025)
Deeds & MortgagesJan 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APNGROT M:168918422483

Property Details

APN / Parcel Number

Primary APNGROT M:168918422483
Alternative APNs
  • 168918422483
  • 13256000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area688 sqft Living Area

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1949
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,881 sqft (0.135 acres)
Garage TypeBasement
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number168918422483
Street Address18 COTTAGE ST
CityGROTON
StateCT
Zip06340-3634
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR52
JurisdictionGROTON CT
Township / Civil DivisionGROTON
Census Block Group2
Census Block2017
Census Tract702400

Owner

18 Cottage St is owned by two individuals who bought it in March 2009.

Source: Groton Town records, as of June 25, 2026

Owner of Record2 Individual Names on File
Mailing Address20 HUNTS BROOK RD, QUAKER HILL, CT 06375-1009
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 27, 2009 · Amount on File
Deed SaleMar 27, 2009 · Amount on File
Prior SaleJun 2, 2005 · Amount on File
Deed Book / Page1027 / 213
Record UpdatedOct 29, 2026

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGROTON CT
Property Address18 COTTAGE ST, GROTON, CT 06340-3634
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1194-837
DateJan 10, 2018
Book Page1194/837
Instrument4864930017
Lender
NameCHARTER OAK FED CU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount on Record
Term180 Months
DueJan 1, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 18 Cottage St was $3,663.

Source: Groton Town assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateConnecticut
County SubdivisionGroton Town
MunicipalityGroton City
Unified School DistrictGroton School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,663.00$126,700 Land $76,671 Building $50,029$88,690 Land $53,670 Building $35,020
2024$3,663.00 (+12.05%)
2023$3,269.00 (+3.42%)$126,700 (-) Land $55,230 Building $71,470
2022$3,161.00$126,700 Land $55,230 Building $71,470

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18 Cottage St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 18 Cottage St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGROTON UTILITIES
serves 30,200 people · EPA ID CT0590011
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
2,000 / 250
Breezeline
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: T-Mobile.

Nearby Properties on Cottage St

Nearby Streets

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