Bristol County and Berkley Town property record for 18 Cotley St, Berkley, MA 02779
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,180 sqft · built 2001 |
| Lot Size | 1.08 acres (47,045 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $315,000 (Mar 2009) |
| Tax Bill | $91 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage Apr 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | BERK M:015.0 B:0010 L:0000.0 |
| Primary APN | BERK M:015.0 B:0010 L:0000.0 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,180 sqft Living Area |
| Gross Area | 3,096 sqft |
| 1st Floor Area | 916 sqft |
| Basement Area | 916 sqft |
| Unfinished Basement | 916 sqft |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 47,045 sqft (1.08 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 18 COTLEY ST |
|---|---|
| City | BERKLEY |
| State | MA |
| Zip | 02779-1100 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Block | 10 |
| Jurisdiction | BERKLEY MA |
| Township / Civil Division | BERKLEY |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 616100 |
Source: Bristol County and Berkley Town records, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 18 COTLEY ST, BERKLEY, MA 02779-1100 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Apr 23, 2018 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 23, 2009 · Amount on Record |
| Deed Sale | Mar 23, 2009 · Amount on Record |
| Prior Sale | May 15, 2001 · Amount on Record |
| Deed Book / Page | 73 / 92 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKLEY MA |
| Property Address | 18 COTLEY ST, BERKLEY, MA 02779-1100 |
| Document Number | 0000112922 |
| Instrument Date | Aug 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 18 COTLEY ST BERKLEY MA 027791100, BERKLEY, MA 02779-1100 |
| Document Number | 0000112922 |
|---|---|
| Date | Aug 27, 2020 |
| Instrument | 112922 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 26, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKLEY MA |
| Property Address | 18 COTLEY ST, BERKLEY, MA 02779-1100 |
| Document Number | 0000108647 |
| Instrument Date | Apr 23, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 18 COTLEY ST BERKLEY MA 027791100, BERKLEY, MA 02779-1100 |
| Document Number | 0000108647 |
|---|---|
| Date | Jun 8, 2018 |
| Instrument | 108647 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 7, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
Source: Bristol County and Berkley Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Bristol County |
| County Subdivision | Berkley Town |
| Secondary School District | Somerset-Berkley School District (09 - 12) |
| Elementary School District | Berkley School District (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $91.00 (-98.97%) | $760,400 (+7.23%) Land $147,000 Building $613,400 | $703,855 |
| 2024 | $8,828.00 (+9.71%) | $709,100 (+16.49%) Land $126,700 Building $582,400 | |
| 2023 | $8,047.00 | $608,700 Land $126,700 Building $482,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
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