18 Cooledge St, Winter Garden, FL 34787 Property Records

Orange County property record for 18 Cooledge St, Winter Garden, FL 34787

Property Summary

Property Type	Single Family Home
Details	8 bd · 4.25 ba · 4,256 sqft · built 2006
Lot Size	0.215 acres (9,380 sqft)
Owner	Individual Name on File
Last Sale	$550,000 (Oct 2025)
Tax Bill	$7,059 (2025)
Deeds & Mortgages	Oct 2025 Sale Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-22-27-7152-08-050`

Property Details

APN / Parcel Number

Primary APN	`23-22-27-7152-08-050`
Alternative APNs	`272223715208050` `119833` `120617` `121998`

Interior

Bedrooms	8 Beds
Full Baths	4.25 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	4,256 sqft Living Area
Gross Area	5,604 sqft
1st Floor Area	2,128 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,380 sqft (0.215 acres)
Lot Width	122 ft Width
Garage Type	Attached
Garage Area	422 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	252 sqft
Shed	1 Shed
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	18 COOLEDGE ST
City	WINTER GARDEN
State	FL
Zip	34787-3404
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	PLEASANT PARK L/67 LOT 5 BLK H
Legal Range	27E
Legal Township	22S
Legal Section	23
Legal Subdivision	PLEASANT PARK
Legal Tract	7152
Legal Block	H
Legal Lot Number	5
Jurisdiction	ORANGE FL
Township / Civil Division	WINTER GARDEN-OCOEE
Census Block Group	4
Census Block	4005
Census Tract	17302

Owner

18 Cooledge St is owned and occupied by an individual who bought it in October 2025.

Source: Orange County records, as of April 30, 2026

Owner of Record	Individual Name on File
Mailing Address	18 COOLEDGE ST, WINTER GARDEN, FL 34787-3404
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2025	Warranty Deed, Transfer FIRST SERVICE TITLE, FIRST SVC TITLE OF FL LLC
Jun 15, 2020	Quit Claim Deed, Transfer UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 14, 2025 · Amount on File
Deed Sale	Oct 14, 2025 · Amount on File
Prior Sale	May 23, 2006 · Amount on File
Deed Document Number	2025595962
Prior Transfer Date	Jun 8, 2020
Prior Transfer Doc	0000329450
Record Updated	Jun 8, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Oct 14, 2025
Property Address	18 COOLEDGE ST, WINTER GARDEN, FL 34787-3404
Document Number	0000595962
Map Reference	MB L PG 67
Instrument Date	Oct 14, 2025
Instrument	20250595962
Transaction Type	Transfer
Record Updated	Nov 4, 2025
Title Company	FIRST SERVICE TITLE, FIRST SVC TITLE OF FL LLC

Transaction

Amount	Amount on Record
Tax	$3,850.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2879 CARDASSI DR, OCOEE, FL 34761-5069

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 COOLEDGE ST, WINTER GARDEN, FL 34787-3404

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE FL
Recording Date	Jun 15, 2020
Property Address	18 COOLEDGE ST, WINTER GARDEN, FL 34787-3404
Document Number	0000329450
Instrument Date	Jun 5, 2020
Instrument	329450
Transaction Type	Transfer
Record Updated	Jul 8, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	18 COOLEDGE ST WINTER GARDEN FL 347873404, WINTER GARDEN, FL 34787-3404

Mortgage

Document Number	329451
Date	Jun 15, 2020
Instrument	329451

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 14, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 18 Cooledge St was $7,059, up 8.6% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Winter Garden City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$504,570 (+31.66%) Land $187,600 Building $316,970	$504,570 (-0.99%) Land $187,600 Building $316,970
2025	$7,059.00 (+8.57%)	$383,242 (-22.49%)	$509,640 (+3.07%) Land $187,600 Building $322,040
2024	$6,502.00 (+15.88%)	$494,458 (+21.82%) Land $187,600 Building $306,858	$494,458 (+21.82%) Land $187,600 Building $306,858
2023	$5,611.00 (+10.69%)	$405,901 (+12.49%) Land $121,940 Building $283,961	$405,901 (+12.49%) Land $121,940 Building $283,961
2022	$5,069.00	$360,849 Land $121,940 Building $238,909	$360,849 Land $121,940 Building $238,909

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18 Cooledge St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18 Cooledge St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER GARDEN WATER DEPT (3 WPS) serves 72,205 people · EPA ID FL3481481
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, CenturyLink, Metronet, Verizon, Xfinity.

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