Oxford Town property record for 18 Cold Spring Dr, Oxford, CT 06478
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,400 sqft · built 2020 |
| Lot Size | 1.2 acres (52,272 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $439,700 (Jun 2021) |
| Tax Bill | $7,385 (2026) |
| Deeds & Mortgages | Dec 2020 Mortgage Jun 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | Z0400100 |
| Primary APN | Z0400100 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,400 sqft Living Area |
| Gross Area | 4,152 sqft |
| Basement Area | 1,200 sqft |
| Unfinished Basement | 1,200 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 52,272 sqft (1.2 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Account Number | Z0400100 |
|---|---|
| Street Address | 18 COLD SPRING DR |
| City | OXFORD |
| State | CT |
| Zip | 06478-1904 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESA |
| Legal Block | 7 |
| Legal Lot Number | B-11 |
| Jurisdiction | OXFORD CT |
| Township / Civil Division | OXFORD |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 346101 |
Source: Oxford Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 18 COLD SPRING DR, OXFORD, CT 06478-1904 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 21, 2020 | Deed of Trust, Mortgage · Balloon Mortgage GUARANTEED RATE INC |
| Jun 25, 2021 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 25, 2021 · Amount on Record |
| Deed Sale | Jun 25, 2021 · Amount on Record |
| Deed Document Number | 20211206490002 |
| Deed Book / Page | 451 / 531 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OXFORD CT |
| Property Address | 18 COLD SPRING DR, OXFORD, CT 06478-1904 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00444-1199 |
|---|---|
| Date | Dec 21, 2020 |
| Book Page | 444/1199 |
| Instrument | 1190340015 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OXFORD CT |
| Recording Date | Jun 25, 2021 |
| Property Address | 18 COLD SPRING DR, OXFORD, CT 06478-1904 |
| Document Number | 000451-531 |
| Book / Page | 451 / 531 |
| Instrument Date | Jun 8, 2021 |
| Instrument | 1206490002 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Oxford Town assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Oxford Town |
| Unified School District | Oxford School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,385.00 (+2.7%) | $359,380 (-) Land $69,650 Building $289,730 | $641,458 (+154.99%) |
| 2025 | $7,191.00 | $359,380 (+34.35%) Land $69,650 Building $289,730 | $251,566 Land $48,755 Building $202,811 |
| 2024 | $7,191.00 (+9.69%) | ||
| 2023 | $6,556.00 | $267,500 Land $69,600 Building $197,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: GoNetspeed, Verizon.
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