Nelson County property record for 18 Cobble Ln, Roseland, VA 22967
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,725 sqft · built 1979 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $240,000 (Aug 2020) |
| Tax Bill | $2,436 (2026) |
| Deeds & Mortgages | Mar 2023 Sale & Mortgage Aug 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11B D 24 |
| Primary APN | 11B D 24 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,725 sqft Finished Area |
| Family Room | Family Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Contemporary |
| Exterior Material | Shingles |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 16,553 sqft (0.38 acres) |
| Terrain | Rolling |
| Porch | Slab |
| Porch Area | 42 sqft |
| Deck Area | 221 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 10365 |
|---|---|
| Street Address | 18 COBBLE LN |
| City | ROSELAND |
| State | VA |
| Zip | 22967 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WINTERGREEN-BLACK ROCK LOT 24 |
| Legal Subdivision | WINTERGREEN-BLACK ROCK |
| Legal Lot Number | 24 |
| Jurisdiction | NELSON VA |
| Township / Civil Division | CENTRAL |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 950202 |
Source: Nelson County records, as of June 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5616 BARNSLEY PL, GLEN ALLEN, VA 23059-3429 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 21, 2023 | Deed, Transfer · Stand-Alone First Mortgage C&F MORTGAGE CORP |
| Aug 14, 2020 | Deed, Transfer · Stand-Alone First Mortgage FIRST BANK & TRUST CO |
| Aug 30, 2005 | Bargain and Sale Deed, Transfer · ARM BANK OF AMERICA NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 14, 2020 · Amount on Record |
| Deed Sale | Aug 14, 2020 · Amount on Record |
| Deed Document Number | 20202169 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | NELSON VA |
| Recording Date | Mar 21, 2023 |
| Property Address | 18 COBBLE LN, WINTERGREEN RESORT, VA 22967 |
| Document Number | 0202300580 |
| Instrument Date | Mar 20, 2023 |
| Instrument | 202300580 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 5616 BARNSLEY PL, GLEN ALLEN, VA 23059-3429 |
| Document Number | 0202300581 |
|---|---|
| Date | Mar 21, 2023 |
| Instrument | 202300581 |
| Name | C&F MORTGAGE CORP |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 85 Months |
| Due | Apr 1, 2030 |
| Document Type | Deed |
|---|---|
| Jurisdiction | NELSON VA |
| Recording Date | Aug 14, 2020 |
| Property Address | 18 COBBLE LN, WINTERGREEN RESORT, VA 22967 |
| Document Number | 202002169 |
| Instrument Date | Aug 11, 2020 |
| Instrument | 202002169 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2021 |
| Title Company | NOT AVAILABLE, INVESTORS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1321 LEJACK CIR, FOREST, VA 24551-1196 |
| Document Number | 202002170 |
|---|---|
| Date | Aug 14, 2020 |
| Instrument | 202002170 |
| Name | FIRST BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | NELSON VA |
| Recording Date | Aug 30, 2005 |
| Property Address | 18 COBBLE LN, WINTERGREEN RESORT, VA 22967 |
| Document Number | 0050004210 |
| Map Reference | MB9 PG12 |
| Instrument Date | Aug 22, 2005 |
| Instrument | 050004210 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Investor | Possibly a Property Investor |
| Document Number | 0050004211 |
|---|---|
| Date | Aug 30, 2005 |
| Instrument | 050004211 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | MINNEAPOLIS, MN 55437 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Type Change Date | Sep 1, 2015 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 10.7% |
| Index | 1-Year LIBOR |
| Max Rate | 10.7% |
Source: Nelson County assessment roll, as of June 26, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Nelson County |
| Unified School District | Nelson County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,436.00 (+25.24%) | $435,100 (+45.37%) Land $70,000 Building $365,100 | $435,100 (+45.37%) Land $70,000 Building $365,100 |
| 2025 | $299,300 (-) Land $70,000 Building $229,300 | $299,300 (-) Land $70,000 Building $229,300 | |
| 2023 | $1,945.00 | $299,300 Land $70,000 Building $229,300 | $299,300 Land $70,000 Building $229,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 4, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · above 87% of Virginia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NCSA - WINTERGREEN serves 6,861 people · EPA ID VA2125910 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 171 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nelson County Cablevision Fiber | 2,000 / 2,000 |
| Firefly Fiber Broadband Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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