18 Clover Ln, Madison, CT 06443 Property Records

Madison Town property record for 18 Clover Ln, Madison, CT 06443

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,102 sqft · built 1994
Lot Size	1.28 acres (55,757 sqft)
Owner	2 Individual Names on Record
Last Sale	$800,000 (Apr 2022)
Tax Bill	$14,210 (2026)
Deeds & Mortgages	Sep 2023 Refinance Apr 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`MADI M:40 B:27`

Property Details

APN / Parcel Number

Primary APN	`MADI M:40 B:27`
Alternative APNs	`00266500` `266500`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,102 sqft Living Area
Gross Area	6,152 sqft
1st Floor Area	1,469 sqft
Basement Area	1,767 sqft
Unfinished Basement	1,767 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	55,757 sqft (1.28 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	266500
Street Address	18 CLOVER LN
City	MADISON
State	CT
Zip	06443-3369
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Block	27
Jurisdiction	MADISON CT
Township / Civil Division	MADISON
Census Block Group	2
Census Block	2011
Census Tract	194101

Owner

Source: Madison Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18 CLOVER LN, MADISON, CT 06443-3369
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance USA ALLIANCE FEDERAL CREDIT UNION
Apr 19, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE INC
Sep 23, 2020	Quit Claim Deed, Transfer UNKNOWN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 19, 2022 · Amount on Record
Deed Sale	Apr 19, 2022 · Amount on Record
Prior Sale	Jul 27, 2005 · Amount on Record
Deed Document Number	2022991
Deed Book / Page	2267 / 301
Prior Transfer Date	Aug 24, 2020
Prior Transfer Doc	2167-76
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON CT
Property Address	18 CLOVER LN, MADISON, CT 06443-3369
Transaction Type	Mortgage
Record Updated	Nov 20, 2025
Title Company	EQUITY NATIONAL TITLE LLC, EQUITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002284-223
Date	Sep 11, 2023
Book Page	2284/223
Instrument	2023-1799

Lender

Name	USA ALLIANCE FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON CT
Recording Date	Apr 19, 2022
Property Address	18 CLOVER LN, MADISON, CT 06443-3369
Document Number	002267-301
Book / Page	2267 / 301
Instrument Date	Apr 12, 2022
Instrument	2022-991
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 CLOVER LN, MADISON, CT 06443-3369

Mortgage

Document Number	0002022992
Date	Apr 19, 2022
Instrument	2022-992

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MADISON CT
Recording Date	Sep 23, 2020
Property Address	18 CLOVER LN, MADISON, CT 06443-3369
Document Number	2167-76
Book / Page	002167 / 000076
Instrument Date	Aug 24, 2020
Instrument	2660
Transaction Type	Transfer
Record Updated	Oct 13, 2020
Title Company	UNKNOWN

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 CLOVER LN MADISON CT 064433369, MADISON, CT 06443-3369

Tax Assessment & Valuation

Source: Madison Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Madison Town
Unified School District	Madison School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,210.00 (+2.81%)	$616,200 (-) Land $194,900 Building $419,300	$1,020,680 (+136.63%)
2025	$13,821.00	$616,200 (+42.64%) Land $194,900 Building $421,300	$431,340 Land $136,430 Building $294,910
2024	$13,821.00 (+6.75%)
2023	$12,947.00 (+1.9%)	$432,000 (-) Land $163,600 Building $268,400
2022	$12,705.00	$432,000 Land $163,600 Building $268,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 89% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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