18 Clover Ct, Raymond, NH 03077 Property Records

Rockingham County and Fremont Town property record for 18 Clover Ct, Raymond, NH 03077

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,060 sqft · built 1980
Lot Size	0.66 acres (28,750 sqft)
Owner	Individual Name on File
Tax Bill	$8,539 (2025)
Deeds & Mortgages	Aug 2021 Refinance Apr 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`RAYM M:012-3 L:052`

Property Details

APN / Parcel Number

Primary APN	`RAYM M:012-3 L:052`
Alternative APNs	`M:012=3 L:052` `858`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,060 sqft Living Area
Gross Area	2,272 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	28,750 sqft (0.66 acres)
Deck Area	Deck Area
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	858
Street Address	18 CLOVER CT
City	RAYMOND
State	NH
Zip	03077-2021
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E
Legal Lot Number	52
Jurisdiction	RAYMOND TOWN NH
Township / Civil Division	FREMONT
Census Block Group	2
Census Block	2000
Census Tract	54000

Owner

18 Clover Ct is owned and occupied by an individual.

Source: Rockingham County and Fremont Town records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	18 CLOVER CT, RAYMOND, NH 03077-2021
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ST MARYS BANK
Apr 28, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ST MARYS BANK
Mar 12, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAYMOND TOWN NH
Property Address	18 CLOVER CT, RAYMOND, NH 03077-2021
Transaction Type	Mortgage
Record Updated	Sep 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	6321-96
Date	Aug 27, 2021
Book Page	6321/96
Instrument	21054763

Lender

Name	ST MARYS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAYMOND TOWN NH
Property Address	18 CLOVER CT, RAYMOND, NH 03077-2021
Transaction Type	Mortgage
Record Updated	May 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	6270-2265
Date	Apr 28, 2021
Book Page	6270/2265
Instrument	21027930

Lender

Name	ST MARYS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAYMOND TOWN NH
Recording Date	Mar 12, 2021
Property Address	18 CLOVER CT, RAYMOND, NH 03077-2021
Document Number	6249-901
Book / Page	6249 / 901
Instrument Date	Mar 10, 2021
Instrument	21016655
Transaction Type	Transfer
Record Updated	May 14, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 CLOVER CT, RAYMOND, NH 03077-2021

Tax Assessment & Valuation

The 2025 property tax bill for 18 Clover Ct was $8,539, up 10.6% from the year before.

Source: Rockingham County and Fremont Town assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Rockingham County
County Subdivision	Fremont Town
Elementary School District	Fremont School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$8,539.00 (+10.57%)	$371,900 (+5.5%) Land $103,200 Building $268,700
2024	$7,723.00 (+6.55%)	$352,500 (+0.77%) Land $103,200 Building $249,300
2023	$7,248.00 (+13.29%)	$349,800 (-) Land $103,200 Building $246,600
2022	$6,398.00	$349,800 Land $103,200 Building $246,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 18 Clover Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	38 (1996–2024)
Claims Outside the SFHA	7 of 38
Most Recent Claim	Apr 2024 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 27 claims Fall Northeaster Rainstorm, Oct 1996 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18 Clover Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of New Hampshire
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAYMOND WATER DEPT serves 3,300 people · EPA ID NH1971010
Water Source	Groundwater
Last State Inspection	Nov 2022
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Mar 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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