18 Clifton Ave, Beverly, MA 01915 Property Records

Essex County and Beverly City property record for 18 Clifton Ave, Beverly, MA 01915

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,389 sqft · built 1954
Lot Size	0.23 acres (10,001 sqft)
Owner	2 Individual Names on File
Last Sale	$550,000 (Oct 2016)
Tax Bill	$8,335 (2025)
Deeds & Mortgages	Jan 2021 Refinance Aug 2021 Line of Credit + 6 more
Flood Zone	Zone X (minimal risk)
APN	`R10`

Property Details

APN / Parcel Number

Primary APN	`R10`
Alternative APNs	`BEVE M:0053 B:0214 L` `8695`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,389 sqft Living Area
Gross Area	3,761 sqft
Basement Area	1,036 sqft
Unfinished Basement	1,036 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,001 sqft (0.23 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	8695
Street Address	18 CLIFTON AVE
City	BEVERLY
State	MA
Zip	01915-5612
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Block	214
Jurisdiction	BEVERLY MA
Township / Civil Division	BEVERLY
Census Block Group	1
Census Block	1007
Census Tract	217201

Owner

18 Clifton Ave is owned and occupied by two individuals who bought it in October 2016.

Source: Essex County and Beverly City records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	18 CLIFTON AVE, BEVERLY, MA 01915-5612
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance HARBORONE MORTGAGE
Aug 17, 2021	Deed of Trust, Mortgage · Line of Credit HANSCOM FCU
Aug 17, 2021	Deed of Trust, Mortgage · Line of Credit HANSCOM FCU
May 24, 2017	Deed of Trust, Mortgage HANSCOM FCU
May 19, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC
Jan 4, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance HARBORONE MORTGAGE
Sep 29, 2017	Deed of Trust, Mortgage · Conventional with PMI FIRST CHOICE LN SVCS
Mar 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 13, 2016 · Amount on File
Deed Sale	Oct 13, 2016 · Amount on File
Prior Sale	Mar 13, 1987 · Amount on File
Deed Book / Page	35349 / 442
Transfer Doc	035349-442
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEVERLY MA
Property Address	18 CLIFTON AVE, BEVERLY, MA 01915-5612
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00039373-1
Date	Jan 4, 2021
Book Page	39373/1
Instrument	20210104005590

Lender

Name	HARBORONE MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEVERLY MA
Property Address	18 CLIFTON AVE, BEVERLY, MA 01915-5612
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040183-245
Date	Aug 17, 2021
Book Page	40183/245
Instrument	20210817001700

Lender

Name	HANSCOM FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEVERLY MA
Property Address	18 CLIFTON AVE, BEVERLY, MA 01915-5612
Transaction Type	Mortgage
Record Updated	Sep 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	40183-245
Date	Aug 17, 2021
Book Page	40183/245
Instrument	20210817001700

Lender

Name	HANSCOM FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEVERLY MA
Property Address	18 CLIFTON AVE, BEVERLY, MA 01915-5612
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	35887-528
Date	May 24, 2017
Book Page	35887/528
Instrument	75

Lender

Name	HANSCOM FCU
Type	Credit Union

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 1, 2047

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEVERLY MA
Property Address	18 CLIFTON AVE, BEVERLY, MA 01915-5612
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38532-122
Date	May 19, 2020
Book Page	38532/122
Instrument	20200519004500

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEVERLY MA
Property Address	18 CLIFTON AVE, BEVERLY, MA 01915-5612
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	39373-1
Date	Jan 4, 2021
Book Page	39373/1
Instrument	20210104005590

Lender

Name	HARBORONE MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEVERLY MA
Property Address	18 CLIFTON AVE, BEVERLY, MA 01915-5612
Document Number	36229-592
Book / Page	036229 / 000592
Instrument Date	Sep 29, 2017
Transaction Type	Mortgage
Record Updated	Oct 24, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36229-592
Date	Oct 4, 2017
Book Page	036229/000592
Instrument	1710040394

Lender

Name	FIRST CHOICE LN SVCS
Type	Funding / Finance Company

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 3, 2047

Interest

Rate Type	Adjustable Rate
Rate	3%

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEVERLY MA
Property Address	18 CLIFTON AVE, BEVERLY, MA 01915-5612
Document Number	35741-336
Book / Page	035741 / 000336
Instrument Date	Mar 13, 2017
Transaction Type	Mortgage
Record Updated	Apr 4, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	35741-336
Date	Mar 17, 2017
Book Page	035741/000336
Instrument	1703170371

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 16, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.88%

Tax Assessment & Valuation

The 2025 property tax bill for 18 Clifton Ave was $8,335, up 2.5% from the year before.

Source: Essex County and Beverly City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Beverly City
Unified School District	Beverly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,335.00 (+2.48%)	$758,400 (+4.72%) Land $408,500 Building $349,900	$802,940
2024	$8,133.00 (+7.37%)	$724,200 (+7.66%) Land $374,300 Building $349,900
2023	$7,575.00	$672,700 Land $334,400 Building $338,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18 Clifton Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1979–2021)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Aug 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 18 Clifton Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEVERLY WATER DEPT serves 47,461 people · EPA ID MA3030000
Water Source	Purchased surface water from SALEM AND BEVERLY WATER SUPPLY BOARD
Last State Inspection	Nov 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 484 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T, T-Mobile.

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