18 Cliff St, Salem, MA 01970 Property Records

Essex County and Salem City property record for 18 Cliff St, Salem, MA 01970

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 2,384 sqft · built 1890
Lot Size	0.067 acres (2,901 sqft)
Owner	Company Name on Record
Last Sale	$400,000 (Dec 2015)
Tax Bill	$8,426 (2026)
Deeds & Mortgages	Dec 2021 Refinance Dec 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`SALE M:33 L:0709`

Property Details

APN / Parcel Number

Primary APN	`SALE M:33 L:0709`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,384 sqft Living Area
Gross Area	4,934 sqft
Basement Area	1,192 sqft
Unfinished Basement	1,192 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,901 sqft (0.067 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Street Address	18 CLIFF ST
City	SALEM
State	MA
Zip	01970-5414
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R1
Legal Lot Number	709
Jurisdiction	SALEM MA
Township / Civil Division	SALEM
Census Block Group	1
Census Block	1002
Census Tract	204101

Owner

Source: Essex County and Salem City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 953, MARBLEHEAD, MA 01945-0953
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MARBLEHEAD SAVINGS BANK
Dec 21, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 17, 2015 · Amount on Record
Deed Sale	Dec 17, 2015 · Amount on Record
Deed Book / Page	34599 / 210
Last Transfer Date	Dec 20, 2021
Transfer Doc	040593-419
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALEM MA
Property Address	18 CLIFF ST, SALEM, MA 01970-5414
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040594-284
Date	Dec 21, 2021
Book Page	40594/284
Instrument	20211221001010

Lender

Name	MARBLEHEAD SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

December 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SALEM MA
Recording Date	Dec 21, 2021
Property Address	18 CLIFF ST, SALEM, MA 01970-5414
Document Number	040593-419
Book / Page	40593 / 419
Instrument Date	Dec 20, 2021
Instrument	20211221000040
Transaction Type	Transfer
Record Updated	Jan 7, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 953, MARBLEHEAD, MA 01945-0953

Tax Assessment & Valuation

Source: Essex County and Salem City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Salem City
Unified School District	Salem School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,426.00 (+4.37%)	$781,600 (+9.79%) Land $216,000 Building $565,600	$817,575
2025	$8,073.00 (+4.64%)	$711,900 (+7.23%) Land $194,400 Building $517,500
2024	$7,715.00 (+2.31%)	$663,900 (+10.14%) Land $184,800 Building $479,100
2023	$7,541.00	$602,800 Land $170,600 Building $432,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 individual policies
Nearby Flood Policies	16 units insured incl. 6 condo units
Nearby Flood Claims	10 (1979–2018)
Claims Outside the SFHA	2 of 10
Most Recent Claim	Mar 2018 · Severe Winter Storm And Flooding
Claims by Event	Severe Storms And Flooding, May 2006 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALEM WATER DEPARTMENT serves 44,480 people · EPA ID MA3258000
Water Source	Purchased surface water from SALEM AND BEVERLY WATER SUPPLY BOARD
Last State Inspection	Dec 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 810 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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