18 Cliff Rd, Gray, ME 04039 Property Records

Cumberland County and Gray Town property record for 18 Cliff Rd, Gray, ME 04039

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,144 sqft · built 1996
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$207,000 (Aug 2019)
Tax Bill	$2,903 (2025)
Deeds & Mortgages	Jan 2019 Refinance Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`F01015000000`

Property Details

APN / Parcel Number

Primary APN	`F01015000000`
Alternative APNs	`GRAY M:074 B:201 L:015-000` `3257`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,144 sqft Living Area
Basement Area	572 sqft
Unfinished Basement	572 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	6,970 sqft (0.16 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Baseboard

Location & Zoning

Account Number	3257
Street Address	18 CLIFF RD
City	GRAY
State	ME
Zip	04039-5413
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Subdivision	FOREST LK WOODS
Legal Block	201
Legal Lot Number	15-0
Jurisdiction	GRAY ME
Township / Civil Division	GRAY
Census Block Group	1
Census Block	1036
Census Tract	4702

Owner

18 Cliff Rd is owned and occupied by an individual who bought it in August 2019.

Source: Cumberland County and Gray Town records, as of May 21, 2026

Owner of Record	Individual Name on File
Mailing Address	18 CLIFF RD, GRAY, ME 04039-5413
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE
Aug 16, 2019	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
May 8, 2018	Warranty Deed, Transfer MARK D RAWNSLEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2019 · Amount on File
Deed Sale	Aug 16, 2019 · Amount on File
Prior Sale	May 8, 2018 · Amount on File
Deed Document Number	201939277
Deed Book / Page	35896 / 281
Transfer Doc	0348250296
Record Updated	Sep 20, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAY ME
Property Address	18 CLIFF RD, GRAY, ME 04039-5413
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0353850255
Date	Jan 2, 2019
Book Page	35385/255
Instrument	30

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAY ME
Recording Date	Aug 16, 2019
Property Address	18 CLIFF RD, GRAY, ME 04039-5413
Document Number	0358960281
Book / Page	35896 / 281
Instrument Date	Aug 15, 2019
Instrument	39277
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 BLACKSTRAP RD, CUMBERLAND, ME 04021-3025

Mortgage

Document Number	0000039278
Date	Aug 16, 2019
Instrument	39278

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAY ME
Recording Date	May 8, 2018
Property Address	18 CLIFF RD, GRAY, ME 04039-5413
Document Number	0348250296
Book / Page	034825 / 000296
Instrument Date	May 3, 2018
Instrument	20508
Transaction Type	Transfer
Record Updated	Jan 12, 2019
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	267 ALLEN RD POWNAL ME 040696013, POWNAL, ME 04069-6013

Mortgage

Document Number	348250298
Date	May 8, 2018
Book Page	034825/000298
Instrument	20509

Lender

Name	MARK D RAWNSLEY

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 7, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 18 Cliff Rd was $2,903.

Source: Cumberland County and Gray Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Gray Town
Unified School District	School Administrative District 15 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,903.00	$299,900 Land $87,700 Building $212,200
2023	$3,109.00 (+8.82%)	$204,800 (-) Land $46,200 Building $158,600
2022	$2,857.00	$204,800 Land $46,200 Building $158,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 18 Cliff Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18 Cliff Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.3% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAY WATER DISTRICT serves 2,468 people · EPA ID ME0090620
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Oct 2024
Treatment and Procedure	Coliform assessment Nov 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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