18 Clare Ct, Oakley, CA 94561 Property Records

Contra Costa County property record for 18 Clare Ct, Oakley, CA 94561

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,349 sqft · built 2004
Lot Size	0.186 acres (8,113 sqft)
Owner	2 Company Names on Record
Last Sale	$540,000 (May 2018)
Tax Bill	$9,030 (2025)
Deeds & Mortgages	Dec 2018 Mortgage Jul 2019 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`034-390-008`

Property Details

APN / Parcel Number

Primary APN	`034-390-008`
Alternative APN	`034-390-008-0`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,349 sqft Living Area
1st Floor Area	2,349 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	8,113 sqft (0.186 acres)
Garage Type	Attached
Garage Area	586 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	18 CLARE CT
City	OAKLEY
State	CA
Zip	94561-6306
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T8655 L8
Legal Subdivision	SUBDIVISION 8655
Legal Tract	8655
Legal Lot Number	8
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	EAST CONTRA COSTA
Census Block Group	3
Census Block	3004
Census Tract	302014

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	18 CLARE CT, OAKLEY, CA 94561-6306
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2018	Deed of Trust, Mortgage · ARM UNITED WHOLESALE MORTGAGE
Jul 1, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 15, 2021	Deed of Trust, Mortgage · Line of Credit PATELCO CU
Mar 31, 2022	Deed of Trust, Mortgage · Line of Credit PATELCO CU
Aug 4, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 28, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage JMAC LENDING INC
Mar 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage JMAC LENDING
May 7, 2018	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2018 · Amount on Record
Deed Sale	May 7, 2018 · Amount on Record
Prior Sale	Mar 24, 2011 · Amount on Record
Deed Document Number	201871137
Last Transfer Date	Jul 28, 2021
Transfer Doc	0000217146
Record Updated	Oct 29, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	18 CLARE CT, OAKLEY, CA 94561-6306
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000202674
Date	Dec 19, 2018
Instrument	2018-202674

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Jan 1, 2029
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9.25%
Index	1-Year LIBOR
Max Rate	9.25%

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	18 CLARE CT, OAKLEY, CA 94561-6306
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	CONSUMERS TITLE CO OF SO CAL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000100683
Date	Jul 1, 2019
Instrument	2019-100683

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2039

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	18 CLARE CT, OAKLEY, CA 94561-6306
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	PLACER TITLE CO ROSEVILL

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 CLARE CT, OAKLEY, CA 94561-6306

Mortgage

Document Number	0000014724
Date	Jan 15, 2021
Instrument	2021-014724

Lender

Name	PATELCO CU
Type	Credit Union
Address	DUBLIN, CA 94568

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	302 Months
Due	Feb 28, 2046

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	18 CLARE CT, OAKLEY, CA 94561-6306
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 CLARE CT, OAKLEY, CA 94561-6306

Mortgage

Document Number	0000056976
Date	Mar 31, 2022
Instrument	2022-056976

Lender

Name	PATELCO CU
Type	Credit Union
Address	DUBLIN, CA 94568

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	302 Months
Due	Apr 30, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Aug 4, 2021
Property Address	18 CLARE CT, OAKLEY, CA 94561-6306
Document Number	0000217146
Map Reference	MB 453 PG 10
Instrument Date	Jul 28, 2021
Instrument	2021-217146
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	18 CLARE CT, OAKLEY, CA 94561-6306

Mortgage

Document Number	0000217147
Date	Aug 4, 2021
Instrument	2021-217147

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2036

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 28, 2020
Property Address	18 CLARE CT, OAKLEY, CA 94561-6306
Document Number	0000218521
Map Reference	MB 453 PG 10
Instrument Date	Sep 22, 2020
Instrument	2020-218521
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	18 CLARE CT, OAKLEY, CA 94561-6306

Mortgage

Document Number	0000218522
Date	Sep 28, 2020
Instrument	2020-218522

Lender

Name	JMAC LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	18 CLARE CT, OAKLEY, CA 94561-6306
Document Number	0000044711
Instrument Date	Mar 3, 2020
Transaction Type	Mortgage
Record Updated	Mar 18, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	18 CLARE CT OAKLEY CA 945616306, OAKLEY, CA 94561-6306

Mortgage

Document Number	0000044711
Date	Mar 10, 2020
Instrument	44711

Lender

Name	JMAC LENDING
Type	Funding / Finance Company
Address	SANTA ANA, CA 92705

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 9, 2050

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	May 7, 2018
Property Address	18 CLARE CT, OAKLEY, CA 94561-6306
Document Number	0000071137
Map Reference	MB 453 PG 10
Instrument Date	May 2, 2018
Instrument	2018-071137
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	18 CLARE CT, OAKLEY, CA 94561-6306

Mortgage

Document Number	0000071138
Date	May 7, 2018
Instrument	2018-071138

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Oakley City
Secondary School District	Liberty Union High School District (09 - 12)
Elementary School District	Oakley Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$628,383 (+2%) Land $150,874 Building $477,509
2025	$9,030.00 (+3.26%) Homeowner's exemption	$616,063 (+4.04%) Land $147,916 Building $468,147
2023	$8,745.00 (+1.31%) Homeowner's exemption	$592,142 Land $142,173 Building $449,969
2022	$8,632.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DIABLO WATER DISTRICT serves 47,158 people · EPA ID CA0710007
Water Source	Purchased surface water from RANDALL-BOLD WATER TREATMENT PLANT
Last State Inspection	Jan 2024
Also Mapped Here	CONTRA COSTA WATER DISTRICT
Lead	2 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
AT&T DSL	100 / 20

May also be available: Verizon.

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