Putnam County and Carmel Town property record for 18 Clara Ln, Mahopac, NY 10541
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 3,613 sqft · built 2002 |
| Lot Size | 1.5 acres (65,340 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $1,439,000 (Aug 2003) |
| Tax Bill | $46,605 (2024) |
| Deeds & Mortgages | Dec 2023 Transfer Dec 2023 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 372000 75.11-1-30 |
| Primary APN | 372000 75.11-1-30 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,613 sqft Living Area |
| Gross Area | 4,565 sqft |
| 1st Floor Area | 1,560 sqft |
| 2nd Floor Area | 1,921 sqft |
| Upper Floors Area | 132 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Lot Area | 65,340 sqft (1.5 acres) |
| Lot Dimensions | 338 ft deep x 339 ft wide |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 902 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 100 sqft |
| Patio Area | 150 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Oil |
| Sewer | Connected |
| Account Number | 011680 |
|---|---|
| Street Address | 18 CLARA LN |
| City | MAHOPAC |
| State | NY |
| Zip | 10541-3106 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Subdivision | DEAN HOUSE ESTATES |
| Legal Block | 1 |
| Legal Lot Number | 30.00 |
| Jurisdiction | PUTNAM NY |
| Township / Civil Division | CARMEL |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 11400 |
Source: Putnam County and Carmel Town assessment roll, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 18 CLARA LN, MAHOPAC, NY 10541-3106 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Dec 13, 2023 | Intrafamily Transfer, Transfer |
| Dec 13, 2023 | Intrafamily Transfer, Transfer |
| Dec 13, 2023 | Intrafamily Transfer, Transfer |
| Jan 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HSBC BANK USA |
| Aug 3, 2020 | Loan Modification, Mortgage HSBC BK USA NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 4, 2003 · Amount on Record |
| Deed Sale | Aug 4, 2003 · Amount on Record |
| Deed Book / Page | 1630 / 332 |
| Last Transfer Date | Nov 2, 2023 |
| Transfer Doc | 0023410235 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | PUTNAM NY |
| Recording Date | Dec 13, 2023 |
| Property Address | 18 CLARA LN, MAHOPAC, NY 10541-3106 |
| Document Number | 0023410235 |
| Book / Page | 2341 / 235 |
| Instrument Date | Nov 2, 2023 |
| Instrument | 7095-2023 |
| Transaction Type | Transfer |
| Record Updated | Jan 2, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 18 CLARA LN, MAHOPAC, NY 10541-3106 |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 18 CLARA LN, MAHOPAC, NY 10541-3106 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | PUTNAM NY |
| Recording Date | Dec 13, 2023 |
| Property Address | 18 CLARA LN, MAHOPAC, NY 10541-3106 |
| Document Number | 0023410230 |
| Book / Page | 2341 / 230 |
| Map Reference | MAP 2171 |
| Instrument Date | Nov 2, 2023 |
| Instrument | 7094-2023 |
| Transaction Type | Transfer |
| Record Updated | Jan 2, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 18 CLARA LN, MAHOPAC, NY 10541-3106 |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 18 CLARA LN, MAHOPAC, NY 10541-3106 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | PUTNAM NY |
| Recording Date | Dec 13, 2023 |
| Property Address | 18 CLARA LN, MAHOPAC, NY 10541-3106 |
| Document Number | 0023410224 |
| Book / Page | 2341 / 224 |
| Map Reference | MAP 2171 |
| Instrument Date | Nov 2, 2023 |
| Instrument | 7093-2023 |
| Transaction Type | Transfer |
| Record Updated | Jan 2, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 18 CLARA LN, MAHOPAC, NY 10541-3106 |
| Name | Verified Name |
|---|---|
| Address | 18 CLARA LN, MAHOPAC, NY 10541-3106 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM NY |
| Property Address | 18 CLARA LN, MAHOPAC, NY 10541-3106 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 18 CLARA LN, MAHOPAC, NY 10541-3106 |
| Document Number | 0072370328 |
|---|---|
| Date | Jan 8, 2021 |
| Book Page | 7237/328 |
| Instrument | 250-2021 |
| Name | HSBC BANK USA |
|---|---|
| Type | Bank |
| Address | NEW YORK, NY 10018 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Sep 1, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | PUTNAM NY |
| Property Address | 18 CLARA LN, MAHOPAC, NY 10541-3106 |
| Document Number | 0072380001 |
| Instrument Date | Aug 3, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2021 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 18 CLARA LN MAHOPAC NY 105413106, MAHOPAC, NY 10541-3106 |
| Document Number | 0072380001 |
|---|---|
| Date | Jan 8, 2021 |
| Book Page | 007238/000001 |
| Instrument | 251 |
| Name | HSBC BK USA NA |
|---|---|
| Type | Bank |
| Address | NEW YORK, NY 10018 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 7, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
Source: Putnam County and Carmel Town assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Putnam County |
| County Subdivision | Carmel Town |
| Unified School District | Mahopac Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,798,300 (+4%) Land $1,264,100 Building $534,200 | $1,798,300 (+4%) Land $1,264,100 Building $534,200 | |
| 2024 | $46,605.00 (+225.11%) | $1,729,100 (+6%) Land $1,264,100 Building $465,000 | $1,729,100 (+6%) Land $1,264,100 Building $465,000 |
| 2023 | $1,631,200 (+3%) Land $1,149,200 Building $482,000 | $1,631,200 (+3%) Land $1,149,200 Building $482,000 | |
| 2022 | $1,583,700 Land $1,149,200 Building $434,500 | $1,583,700 Land $1,149,200 Building $434,500 | |
| 2020 | $14,335.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 41 units insured incl. 36 condo units |
| Nearby Flood Claims | 10 (1983–2023) |
| Claims Outside the SFHA | 3 of 10 |
| Most Recent Claim | Jul 2023 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Optimum Communications.
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