18 Circle End Dr, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 18 Circle End Dr, Ramsey, NJ 07446

Property Summary

Property Type	Single Family Home
Details	1,612 sqft · built 1951
Lot Size	0.248 acres (10,803 sqft)
Owner	2 Individual Names on Record
Last Sale	$689,000 (Oct 2022)
Tax Bill	$13,237 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-01801-0000-00031`

Property Details

APN / Parcel Number

Primary APN	`48-01801-0000-00031`
Alternative APN	`480180100031`

Interior

Stories	2 Stories
Building Area	1,612 sqft Living Area

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Construction Type	Frame
Lot Area	10,803 sqft (0.248 acres)
Lot Dimensions	135 ft deep x 80 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	18 CIRCLE END DR
City	RAMSEY
State	NJ
Zip	07446-1432
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	0.248AC
Legal Block	1801
Legal Lot Number	31
Jurisdiction	BERGEN NJ
Township / Civil Division	RAMSEY
Census Block Group	1
Census Block	1012
Census Tract	44100

Owner

Source: Bergen County and Ramsey Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18 CIRCLE END DR, RAMSEY, NJ 07446-1432
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 12, 2022 · Amount on Record
Deed Sale	Oct 12, 2022 · Amount on Record
Prior Sale	Sep 7, 1994 · Amount on Record
Deed Document Number	202298763
Deed Book / Page	4832 / 742
Record Updated	Sep 20, 2026

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Oct 12, 2022
Property Address	18 CIRCLE END DR, RAMSEY, NJ 07446-1432
Document Number	0048320742
Book / Page	4832 / 742
Instrument Date	Jun 10, 2022
Instrument	2022098763
Transaction Type	Transfer
Record Updated	Nov 24, 2022
Title Company	CARNEGIE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,876.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3405 CLEAR CRK, 3405, KNOXVILLE, TN 37938-4074

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 CIRCLE END DR, RAMSEY, NJ 07446-1432

Mortgage

Document Number	2022098764
Date	Oct 12, 2022
Instrument	2022098764

Lender

Name	TRUSTCO BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Jun 10, 2052

Tax Assessment & Valuation

Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ramsey Borough
Unified School District	Ramsey Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$670,500 (+4.29%) Land $387,200 Building $283,300	$670,500 (+4.29%) Land $387,200 Building $283,300
2025	$13,237.00 (-8.18%)	$642,900 (+25.84%) Land $362,200 Building $280,700	$642,900 (+25.84%) Land $362,200 Building $280,700
2024	$14,417.00 (+14.51%)
2023		$510,900 Land $293,600 Building $217,300	$510,900 Land $293,600 Building $217,300
2022	$12,590.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Mar 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 83% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMSEY WATER DEPT serves 15,207 people · EPA ID NJ0248001
Water Source	Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20