18 Circle Dr, Dudley, MA 01571 Property Records

Worcester County and Dudley Town property record for 18 Circle Dr, Dudley, MA 01571

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,872 sqft · built 1997
Lot Size	0.333 acres (14,484 sqft)
Owner	Individual Name on Record
Last Sale	$312,000 (May 2020)
Tax Bill	$46 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`DUDL M:119 L:003`

Property Details

APN / Parcel Number

Primary APN	`DUDL M:119 L:003`
Alternative APN	`M:264 B:E=3 L:404=008`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,872 sqft Living Area
Gross Area	3,536 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,484 sqft (0.333 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	18 CIRCLE DR
City	DUDLEY
State	MA
Zip	01571-3469
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	3
Jurisdiction	DUDLEY MA
Township / Civil Division	DUDLEY
Census Block Group	2
Census Block	2019
Census Tract	755100

Owner

Source: Worcester County and Dudley Town records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	18 CIRCLE DR, DUDLEY, MA 01571-3469
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2022	Deed of Trust, Mortgage · Line of Credit UMASS/FIVE COLLEGE FEDERAL CREDIT UNION
May 22, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage WEBSTER FIVE CENTS SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2020 · Amount on Record
Deed Sale	May 22, 2020 · Amount on Record
Prior Sale	Mar 27, 1997 · Amount on Record
Deed Document Number	202052662
Deed Book / Page	62449 / 252
Record Updated	Jun 8, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUDLEY MA
Property Address	18 CIRCLE DR, DUDLEY, MA 01571-3469
Transaction Type	Mortgage
Record Updated	Jul 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	067776-184
Date	Jun 21, 2022
Book Page	67776/184
Instrument	66961

Lender

Name	UMASS/FIVE COLLEGE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	61 Months
Due	Jul 1, 2027

Interest

Rate Type	Adjustable Rate

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DUDLEY MA
Recording Date	May 22, 2020
Property Address	18 CIRCLE DR, DUDLEY, MA 01571-3469
Document Number	62449-252
Book / Page	62449 / 252
Instrument Date	May 20, 2020
Instrument	52662
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 CIRCLE DR, DUDLEY, MA 01571-3469

Mortgage

Document Number	52663
Date	May 22, 2020
Instrument	52663

Lender

Name	WEBSTER FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Dudley Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Dudley Town
Unified School District	Dudley-Charlton Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$46.00 (-98.89%)	$438,900 (+10.92%) Land $69,200 Building $369,700	$419,140
2024	$4,147.00 (+12.11%)	$395,700 (+8.68%) Land $65,600 Building $330,100
2023	$3,699.00	$364,100 Land $60,500 Building $303,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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