18 Chestnut St, Winchester, MA 01890 Property Records

Middlesex County and Winchester Town property record for 18 Chestnut St, Winchester, MA 01890

Property Summary

Property Type	Single Family Home
Details	6 bd · 2.5 ba · 2,776 sqft · built 1900
Lot Size	0.375 acres (16,335 sqft)
Owner	Individual Name on Record
Last Sale	$950,000 (Jun 2003)
Tax Bill	$19,557 (2026)
Deeds & Mortgages	Apr 2017 Mortgage Mar 2020 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`WINC M:005 B:0125 L:0`

Property Details

APN / Parcel Number

Primary APN	`WINC M:005 B:0125 L:0`

Interior

Bedrooms	6 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,776 sqft Living Area
Gross Area	5,124 sqft
Basement Area	1,171 sqft
Unfinished Basement	1,171 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Slate
Lot Area	16,335 sqft (0.375 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	18 CHESTNUT ST
City	WINCHESTER
State	MA
Zip	01890-3019
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RDB
Legal Block	125
Jurisdiction	WINCHESTER MA
Township / Civil Division	WINCHESTER
Census Block Group	3
Census Block	3017
Census Tract	338500

Owner

Source: Middlesex County and Winchester Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	18 CHESTNUT ST, WINCHESTER, MA 01890-3019
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2017	Deed of Trust, Mortgage CENTURY BANK & TRUST CO
Mar 30, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance METRO CU
Dec 7, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance METRO CU
Jan 7, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Mar 9, 2018	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE NTWK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2003 · Amount on Record
Deed Sale	Jun 2, 2003 · Amount on Record
Deed Document Number	20031812
Last Transfer Date	Dec 9, 2019
Transfer Doc	73950-435
Record Updated	Oct 29, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER MA
Property Address	18 CHESTNUT ST, WINCHESTER, MA 01890-3019
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	69134-284
Date	Apr 13, 2017
Book Page	69134/284
Instrument	53855

Lender

Name	CENTURY BANK & TRUST CO
Type	Bank

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2032

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER MA
Property Address	18 CHESTNUT ST, WINCHESTER, MA 01890-3019
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	74374-147
Date	Mar 30, 2020
Book Page	74374/147
Instrument	46860

Lender

Name	METRO CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER MA
Property Address	18 CHESTNUT ST, WINCHESTER, MA 01890-3019
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	76347-470
Date	Dec 7, 2020
Book Page	76347/470
Instrument	230541

Lender

Name	METRO CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	373 Months
Due	Jan 1, 2052

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINCHESTER MA
Recording Date	Jan 7, 2020
Property Address	18 CHESTNUT ST, WINCHESTER, MA 01890-3019
Document Number	73950-435
Book / Page	073950 / 000435
Instrument Date	Dec 9, 2019
Instrument	2169
Transaction Type	Transfer
Record Updated	Jan 21, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 CHESTNUT ST WINCHESTER MA 018903019, WINCHESTER, MA 01890-3019

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER MA
Property Address	18 CHESTNUT ST, WINCHESTER, MA 01890-3019
Document Number	70732-442
Instrument Date	Mar 9, 2018
Transaction Type	Mortgage
Record Updated	Apr 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	70732-442
Date	Mar 14, 2018
Book Page	070732/000442
Instrument	34082

Lender

Name	MORTGAGE NTWK
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 13, 2048

Tax Assessment & Valuation

Source: Middlesex County and Winchester Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Winchester Town
Unified School District	Winchester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$19,557.00 (+10,193.16%)	$1,765,100 (+2.7%) Land $1,310,200 Building $454,900	$1,886,649 (+2.52%)
2025	$190.00 (-98.98%)	$1,718,700 (+4.56%) Land $1,272,800 Building $445,900	$1,840,245
2024	$18,624.00 (+1.13%)	$1,643,800 (+5.33%) Land $1,235,300 Building $408,500
2023	$18,415.00	$1,560,600 Land $1,160,500 Building $400,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (2001–2010)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINCHESTER WATER DEPT serves 22,970 people · EPA ID MA3344000
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T, T-Mobile.

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