18 Cherry St, Spencer, MA 01562 Property Records

Worcester County and Spencer Town property record for 18 Cherry St, Spencer, MA 01562

Property Summary

Property Type	Apartments (5+ Units)
Details	9 bd · 7 ba · 4,668 sqft · built 1890
Lot Size	0.162 acres (7,060 sqft)
Owner	2 Individual Names on File
Last Sale	$118,000 (Aug 2004)
Tax Bill	$47 (2025)
Deeds & Mortgages	Mar 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`SPEN M:00U07 B:00202 L:00000`

Property Details

APN / Parcel Number

Primary APN	`SPEN M:00U07 B:00202 L:00000`

Interior

Bedrooms	9 Beds
Full Baths	7 Baths
Units	7 Units
Stories	3 Stories
Building Area	4,668 sqft Living Area
Gross Area	7,324 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	High Rise
Exterior Material	Aluminum/Vinyl
Roof Type	Mansard
Roof Material	Asphalt
Lot Area	7,060 sqft (0.162 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	18 CHERRY ST
City	SPENCER
State	MA
Zip	01562-2168
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Block	202
Jurisdiction	SPENCER MA
Township / Civil Division	SPENCER
Census Block Group	3
Census Block	3007
Census Tract	726200

Owner

Source: Worcester County and Spencer Town assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	225 POND ST, UXBRIDGE, MA 01569-2055
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 23, 2004 · Amount on Record
Deed Sale	Aug 23, 2004 · Amount on Record
Prior Sale	Jun 21, 2002 · Amount on Record
Deed Document Number	2004154352
Deed Book / Page	34437 / 184
Record Updated	Jun 8, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPENCER MA
Property Address	18 CHERRY ST, SPENCER, MA 01562-2168
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	62066-355
Date	Mar 19, 2020
Book Page	62066/355
Instrument	28512

Lender

Name	UNIBANK FOR SAVINGS
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Spencer Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Spencer Town
Unified School District	Spencer-East Brookfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$47.00 (-98.9%)	$400,300 (+6.89%) Land $39,500 Building $360,800
2024	$4,284.00 (+5.78%)	$374,500 (+11.52%) Land $39,500 Building $335,000
2023	$4,050.00	$335,800 Land $39,500 Building $296,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPENCER WATER DEPARTMENT serves 7,037 people · EPA ID MA2280000
Water Source	Groundwater
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile USA, Verizon.

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