Greenwich Town property record for 18 Charles St, Greenwich, CT 06830
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 4 ba · 2,640 sqft · built 2013 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $7,830 (2026) |
| Deeds & Mortgages | May 2017 Line of Credit Jan 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-2198S |
| Primary APN | 03-2198S |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,640 sqft Living Area |
| Basement Area | 1,320 sqft |
| Unfinished Basement | 1,320 sqft |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,098 sqft (0.14 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 214 |
|---|---|
| Street Address | 18 CHARLES ST |
| City | GREENWICH |
| State | CT |
| Zip | 06830-6225 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R-6 |
| Legal Block | 2198/S |
| Jurisdiction | GREENWICH CT |
| Township / Civil Division | GREENWICH |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 10500 |
Source: Greenwich Town records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 70 HAMILTON AVE, GREENWICH, CT 06830-6594 |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| May 19, 2017 | Deed of Trust, Mortgage · Line of Credit UNION SAVINGS BANK |
| Jan 10, 2020 | Deed of Trust, Mortgage UNION SVGS |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GREENWICH CT |
| Property Address | 18 CHARLES ST, GREENWICH, CT 06830-6225 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2025 |
| Name | Verified Name |
|---|
| Document Number | 007245-234 |
|---|---|
| Date | May 19, 2017 |
| Book Page | 7245/234 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GREENWICH CT |
| Property Address | 18 CHARLES ST, GREENWICH, CT 06830-6225 |
| Document Number | 7612-329 |
| Instrument Date | Jan 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 4, 2020 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 70 HAMILTON AVE GREENWICH CT 068306594, GREENWICH, CT 06830-6594 |
| Document Number | 7612-329 |
|---|---|
| Date | Jan 13, 2020 |
| Book Page | 007612/000329 |
| Instrument | 290 |
| Name | UNION SVGS |
|---|---|
| Type | Federal Savings Bank |
| Amount | Amount Recorded |
|---|
Source: Greenwich Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Greenwich Town |
| Unified School District | Greenwich School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,830.00 (-4.64%) | $746,830 (+12.41%) Land $345,590 Building $401,240 | $1,325,361 (+184.99%) |
| 2025 | $8,211.00 | $664,370 (-) Land $305,620 Building $358,750 | $465,059 Land $213,934 Building $251,125 |
| 2024 | $8,211.00 (+6.21%) | ||
| 2023 | $7,731.00 (+0.44%) | $664,370 (-0.47%) Land $305,620 Building $358,750 | |
| 2022 | $7,697.00 | $667,520 Land $305,620 Building $361,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 28, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUARION-EASTERN FAIRFIELD COUNTY private · serves 351,756 people · EPA ID CT0150011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 24 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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