18 Charles St, Beverly, MA 01915 Property Records

Essex County and Beverly City property record for 18 Charles St, Beverly, MA 01915

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,001 sqft · built 1910
Lot Size	0.094 acres (4,095 sqft)
Owner	2 Individual Names on File
Last Sale	$31,000 (Sep 1974)
Tax Bill	$5,966 (2025)
Deeds & Mortgages	Dec 2022 Refinance Feb 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`RMD`

Property Details

APN / Parcel Number

Primary APN	`RMD`
Alternative APNs	`BEVE M:0030 B:0160 L` `6123`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,001 sqft Living Area
Gross Area	3,582 sqft
Basement Area	825 sqft
Unfinished Basement	825 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,095 sqft (0.094 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	6123
Street Address	18 CHARLES ST
City	BEVERLY
State	MA
Zip	01915-3106
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMD
Legal Block	160
Jurisdiction	BEVERLY MA
Township / Civil Division	BEVERLY
Census Block Group	5
Census Block	5007
Census Tract	217300

Owner

18 Charles St is owned and occupied by two individuals who acquired it in December 2020.

Source: Essex County and Beverly City records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	18 CHARLES ST, BEVERLY, MA 01915-3106
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance NORTH SHORE BANK
Feb 9, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NORTH SHORE BANK
Feb 9, 2021	Quit Claim Deed, Transfer Quitclaim
Jan 8, 2021	Fiduciary Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 6, 1974 · Amount on File
Deed Sale	Sep 6, 1974 · Amount on File
Deed Book / Page	6096 / 729
Last Transfer Date	Dec 30, 2020
Transfer Doc	39507-451
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEVERLY MA
Property Address	18 CHARLES ST, BEVERLY, MA 01915-3106
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041365-179
Date	Dec 21, 2022
Book Page	41365/179
Instrument	20221221001810

Lender

Name	NORTH SHORE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEVERLY MA
Property Address	18 CHARLES ST, BEVERLY, MA 01915-3106
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	039507-453
Date	Feb 9, 2021
Book Page	39507/453
Instrument	20210209001290

Lender

Name	NORTH SHORE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

February 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BEVERLY MA
Recording Date	Feb 9, 2021
Property Address	18 CHARLES ST, BEVERLY, MA 01915-3106
Document Number	039507-451
Book / Page	39507 / 451
Instrument Date	Dec 30, 2020
Instrument	20210209001280
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	18 CHARLES ST, BEVERLY, MA 01915-3106

January 2021: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	BEVERLY MA
Recording Date	Jan 8, 2021
Property Address	18 CHARLES ST, BEVERLY, MA 01915-3106
Document Number	39393-537
Book / Page	39393 / 537
Instrument Date	Dec 3, 2020
Instrument	20210108007980
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	147 SYLVAN ST APT 15B, 15B, DANVERS, MA 01923-3573

Tax Assessment & Valuation

The 2025 property tax bill for 18 Charles St was $5,966, up 9.6% from the year before.

Source: Essex County and Beverly City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Beverly City
Unified School District	Beverly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,966.00 (+9.61%)	$542,900 (+12.01%) Land $319,800 Building $223,100	$879,795
2024	$5,443.00 (+5.5%)	$484,700 (+5.78%) Land $261,800 Building $222,900
2023	$5,159.00	$458,200 Land $235,300 Building $222,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18 Charles St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2010)
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 18 Charles St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEVERLY WATER DEPT serves 47,461 people · EPA ID MA3030000
Water Source	Purchased surface water from SALEM AND BEVERLY WATER SUPPLY BOARD
Last State Inspection	Nov 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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