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18 Charles Cir, Islip, NY 11751 Property Records

Suffolk County and Islip Town property record for 18 Charles Cir, Islip, NY 11751

Property Summary

Property TypeSingle Family Home
Details2,576 sqft · built 1991
Lot Size0.26 acres (11,326 sqft)
Owner2 Individual Names on Record
Last Sale$440,000 (Nov 2019)
Deeds & MortgagesOct 2021 Refinance
Feb 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN472889 343.-2-110.2

Property Details

APN / Parcel Number

Primary APN472889 343.-2-110.2
Alternative APNs
  • 0500-343.00-02.00-110.002
  • 288934300000021100020000
  • 472800706890
  • 789180

Interior

Building Area2,576 sqft Living Area
1st Floor Area1,400 sqft

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Lot Area11,326 sqft (0.26 acres)
Lot Width50 ft Width
Garage TypeAttached
Garage Area242 sqft

Location & Zoning

Account Number789180
Street Address18 CHARLES CIR
CityISLIP
StateNY
Zip11751-2330
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeB278
Legal DescriptionX2214631Y186897 T044H00000000WL
Legal Block3000
Legal Lot Number200
JurisdictionSUFFOLK NY
Township / Civil DivisionISLIP
Census Block Group3
Census Block3011
Census Tract147401

Owner

Source: Suffolk County and Islip Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address18 CHARLES CIR, ISLIP, NY 11751-2330
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 28, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
BETHPAGE FCU
Feb 17, 2021Deed of Trust, Mortgage · FHA Mortgage
NATIONSTAR MORTGAGE LLC
Nov 1, 2019Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 1, 2019 · Amount on Record
Deed SaleNov 1, 2019 · Amount on Record
Prior SaleMar 6, 2002 · Amount on Record
Deed Book / Page13034 / 886
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address18 CHARLES CIR, ISLIP, NY 11751-2330
Transaction TypeMortgage
Record UpdatedDec 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0233400506
DateOct 28, 2021
Book Page23340/506
InstrumentDM043493
Lender
NameBETHPAGE FCU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address18 CHARLES CIR, ISLIP, NY 11751-2330
Transaction TypeMortgage
Record UpdatedMar 24, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0232320845
DateFeb 17, 2021
Book Page23232/845
InstrumentDL054908
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

November 2019: Deed, Transfer

Document TypeDeed
JurisdictionSUFFOLK NY
Recording DateNov 1, 2019
Property Address18 CHARLES CIR, ISLIP, NY 11751-2330
Document Number0130340886
Book / Page13034 / 886
Instrument DateSep 13, 2019
Transaction TypeTransfer
Record UpdatedAug 20, 2021

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: Suffolk County and Islip Town assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateNew York
CountySuffolk County
County SubdivisionIslip Town
Unified School DistrictIslip Union Free School District (KG - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2025$48,200 (-) Land $8,200 Building $40,000
2024$678,873 (+2.54%) Land $115,493 Building $563,380
2023$48,200 Land $8,200 Building $40,000$662,088 Land $112,637 Building $549,451

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims13 (1978–2014)
Claims Outside the SFHA12 of 13
Most Recent ClaimAug 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUFFOLK COUNTY WATER AUTHORITY
serves 1,100,000 people · EPA ID NY5110526
Water SourceGroundwater
Last State InspectionJan 2024
Lead1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityAsbestos
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable		8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
T-Mobile
Fixed Wireless		100 / 20

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