18 Chaps Ln, Fredericksburg, VA 22405 Property Records

Stafford County property record for 18 Chaps Ln, Fredericksburg, VA 22405

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,204 sqft · built 2007
Lot Size	0.153 acres (6,691 sqft)
Owner	Company Name on File
Tax Bill	$4,069 (2025)
Deeds & Mortgages	Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`53H-1-86`

Property Details

APN / Parcel Number

Primary APN	`53H-1-86`
Alternative APNs	`053H 1 86` `46235`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,204 sqft Living Area
Basement Area	1,010 sqft
Finished Basement	803 sqft
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Architectural Style	Traditional
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,691 sqft (0.153 acres)
Garage Type	Attached
Garage Area	210 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	46235
Old Parcel Number	053H 1 86
Street Address	18 CHAPS LN
City	FREDERICKSBURG
State	VA
Zip	22405-5627
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2- URBAN RES
Legal Description	LOT 86 SEC 1 6690 SQFT CARRIAGE HILL AT FALLS RUN
Legal Subdivision	CARRIAGE HILL AT FALLS RUN
Legal Lot Number	86
Jurisdiction	STAFFORD VA
Township / Civil Division	GEORGE WASHINGTON
Census Block Group	2
Census Block	2014
Census Tract	10304

Owner

18 Chaps Ln is owned by a company that acquired it in July 2019.

Source: Stafford County records, as of November 17, 2025

Owner of Record	Company Name on File
Mailing Address	5605 WATFORD TER, GLEN ALLEN, VA 23059-3433
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 2019
Deed Sale	Jul 17, 2019
Prior Sale	Jul 6, 2017 · Amount on File
Deed Document Number	190011611
Record Updated	Jun 8, 2026

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STAFFORD VA
Recording Date	Jul 6, 2017
Property Address	18 CHAPS LN, FREDERICKSBURG, VA 22405-5627
Document Number	170011963
Instrument Date	Jun 23, 2017
Instrument	11963
Transaction Type	Transfer
Record Updated	Feb 18, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$306.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 CHAPS LN FREDERICKSBURG VA 224055627, FREDERICKSBURG, VA 22405-5627

Mortgage

Document Number	170011964
Date	Jul 6, 2017
Instrument	11964

Lender

Name	FREEDOM BK/VA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 5, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 18 Chaps Ln was $4,069.

Source: Stafford County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Stafford County
Unified School District	Stafford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,069.00	$434,400 Land $130,000 Building $304,400	$434,400 Land $130,000 Building $304,400
2023	$3,713.00	$393,000 Land $120,000 Building $273,000	$393,000 Land $120,000 Building $273,000
2021	$3,065.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18 Chaps Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18 Chaps Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 98% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STAFFORD COUNTY UTILITIES serves 123,684 people · EPA ID VA6179100
Water Source	Surface water
Last State Inspection	Nov 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Cox Communications Cable	2,000 / 100
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20