18 Chaparral Cir, La Junta, CO 81050 Property Records

Otero County property record for 18 Chaparral Cir, La Junta, CO 81050

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,576 sqft · built 1978
Lot Size	0.273 acres (11,901 sqft)
Owner	Individual Name on File
Last Sale	$330,000 (Aug 2024)
Tax Bill	$1,529 (2025)
Deeds & Mortgages	Sep 2018 Mortgage Oct 2020 Mortgage + 2 more
APN	`4643-142-13004`

Property Details

APN / Parcel Number

Primary APN	`4643-142-13004`
Alternative APN	`110963`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,576 sqft Living Area

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1984
Architectural Style	Split Level
Exterior Material	Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	11,901 sqft (0.273 acres)
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	110963
Street Address	18 CHAPARRAL CIR
City	LA JUNTA
State	CO
Zip	81050-3804
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 13 BLK 2 CHAPARRAL HEIGHTS #588650; MS# 3274 BY MIS; RCPTN-556253 BL- LT- SEC- 14 TWN- 24 RNG- 55
Legal Range	55
Legal Township	24
Legal Section	14
Legal Subdivision	CHAPARRAL HGTS
Legal Block	2
Legal Lot Number	13
Jurisdiction	OTERO CO
Township / Civil Division	LA JUNTA
Census Block Group	1
Census Block	1035
Census Tract	968300

Owner

18 Chaparral Cir is owned and occupied by an individual who bought it in August 2024.

Source: Otero County records, as of February 16, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	18 CHAPARRAL CIR, LA JUNTA, CO 81050-3804
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2018	Deed of Trust, Mortgage · VA Mortgage JG WENTWORTH HOME LENDING INC
Oct 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF LAS ANIMAS
Feb 23, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF LAS ANIMAS
Jul 24, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 20, 2024 · Amount on File
Deed Sale	Aug 20, 2024 · Amount on File
Prior Sale	Jul 24, 2020
Deed Document Number	672432
Record Updated	Jun 8, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTERO CO
Property Address	18 CHAPARRAL CIR, LA JUNTA, CO 81050-3804
Transaction Type	Mortgage
Record Updated	Jul 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000652421
Date	Sep 6, 2018
Instrument	652421

Lender

Name	JG WENTWORTH HOME LENDING INC
Type	Lending Institution
Address	WOODBRIDGE, VA 22192

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2048

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTERO CO
Property Address	18 CHAPARRAL CIR, LA JUNTA, CO 81050-3804
Transaction Type	Mortgage
Record Updated	Jul 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000659083
Date	Oct 9, 2020
Instrument	659083

Lender

Name	FIRST NATIONAL BANK OF LAS ANIMAS
Type	Bank
Address	LA JUNTA, CO 81050

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 9, 2040

Interest

Rate Type	Adjustable Rate
Rate	4.97%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 9, 2030
Change Frequency	Annually
Min Rate At Change	4.99%
Max Rate At Change	6.97%
Index	1-Year LIBOR
Margin	1
Max Rate	18%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTERO CO
Property Address	18 CHAPARRAL CIR, LA JUNTA, CO 81050-3804
Transaction Type	Mortgage
Record Updated	Jul 26, 2022
Title Company	OTERO COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000664275
Date	Feb 23, 2022
Instrument	664275

Lender

Name	FIRST NATIONAL BANK OF LAS ANIMAS
Type	Bank
Address	LAS ANIMAS, CO 81054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OTERO CO
Recording Date	Jul 24, 2020
Property Address	18 CHAPARRAL CIR, LA JUNTA, CO 81050-3804
Document Number	0000658204
Instrument Date	Jul 9, 2020
Instrument	658204
Transaction Type	Transfer
Record Updated	Jul 26, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 CHAPARRAL CIR, LA JUNTA, CO 81050-3804

Tax Assessment & Valuation

The 2025 property tax bill for 18 Chaparral Cir was $1,529.

Source: Otero County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Otero County
Municipality	La Junta City
Unified School District	East Otero School District R-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,529.00	$21,752	$348,039
2023	$1,034.00 (-5.91%)	$15,537 (-4.68%) Land $804 Building $14,733	$286,895 Land $12,000 Building $274,895
2022	$1,099.00	$16,299 Land $834 Building $15,465
2021			$234,515 Land $12,000 Building $222,515

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 18 Chaparral Cir.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 18 Chaparral Cir is moderate, ranking above 50% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 66% of Colorado
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LA JUNTA serves 8,320 people · EPA ID CO0145420
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
SECOM Fixed Wireless · Fiber in parts of the area	100 / 25

May also be available: Verizon, Viaero Wireless.

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