Essex County and Marblehead Town property record for 18 Central St, Apt 3, Marblehead, MA 01945
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 1.5 ba · 850 sqft · built 1977 |
| Lot Size | 0.067 acres (2,936 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $489,000 (Mar 2022) |
| Tax Bill | $3,859 (2026) |
| Deeds & Mortgages | Mar 2022 Sale & Mortgage Aug 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | MARB M:0111 B:046A L:3 |
| Primary APN | MARB M:0111 B:046A L:3 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Units | 6 Units |
| Stories | 2 Stories |
| Building Area | 850 sqft Living Area |
| Gross Area | 1,234 sqft |
| Basement Area | 384 sqft |
| Unfinished Basement | 384 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 2,936 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 18 CENTRAL ST, 3 |
|---|---|
| City | MARBLEHEAD |
| State | MA |
| Zip | 01945-3043 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | GR |
| Legal Subdivision | HEADER CONDO |
| Legal Block | 46A |
| Legal Lot Number | 3 |
| Jurisdiction | MARBLEHEAD MA |
| Township / Civil Division | MARBLEHEAD |
| Census Block Group | 4 |
| Census Block | 4044 |
| Census Tract | 203200 |
18 Central St, Apt 3 is owned and occupied by two individuals who bought it in March 2022.
Source: Essex County and Marblehead Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 18 CENTRAL ST, 3, MARBLEHEAD, MA 01945-3043 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 31, 2022 | Condominium Deed, Transfer · Stand-Alone First Mortgage ROCKET MORTGAGE |
| Aug 21, 2019 | Deed of Trust, Mortgage · ARM JPMORGAN CHASE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 31, 2022 · Amount on File |
| Deed Sale | Mar 31, 2022 · Amount on File |
| Prior Sale | Aug 20, 2004 · Amount on File |
| Deed Document Number | 20226820 |
| Deed Book / Page | 40834 / 323 |
| Record Updated | Oct 29, 2026 |
| Document Type | Condominium Deed |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Recording Date | Mar 31, 2022 |
| Property Address | 18 CENTRAL ST APT 3, 3, MARBLEHEAD, MA 01945-3043 |
| Document Number | 040834-323 |
| Book / Page | 40834 / 323 |
| Instrument Date | Mar 31, 2022 |
| Instrument | 20220331006820 |
| Transaction Type | Transfer |
| Record Updated | Apr 15, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 18 CENTRAL ST APT 3, 3, MARBLEHEAD, MA 01945-3043 |
| Document Number | 220331006870 |
|---|---|
| Date | Mar 31, 2022 |
| Instrument | 220331006870 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Property Address | 18 CENTRAL ST APT 3, 3, MARBLEHEAD, MA 01945-3043 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 37771-440 |
|---|---|
| Date | Aug 21, 2019 |
| Book Page | 37771/440 |
| Instrument | 20190821001280 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Type Change Date | Sep 1, 2026 |
The 2026 property tax bill for 18 Central St, Apt 3 was $3,859, up 1.5% from the year before.
Source: Essex County and Marblehead Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Marblehead Town |
| Unified School District | Marblehead School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,859.00 (+1.53%) | $450,800 (+7.33%) Building $450,800 | $496,552 (-14.2%) |
| 2025 | $3,801.00 (-5.14%) | $420,000 (-6.08%) Building $420,000 | $578,740 |
| 2024 | $4,007.00 (-3.21%) | $447,200 (+8.02%) Building $447,200 | |
| 2023 | $4,140.00 | $414,000 Building $414,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 18 Central St, Apt 3 in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1991.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 57 policies |
| Nearby Flood Policies | 57 in force |
| Nearby Flood Claims | 7 (1991–2018) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Mar 2018 · Severe Winter Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 18 Central St, Apt 3 has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARBLEHEAD WATER DEPT. (MWRA) serves 20,441 people · EPA ID MA3168000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 759 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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